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Virginia Personal Lines Exam With Guaranteed Accurate Answers

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2023/2024 Written for academic year
Institution Virginia Personal Lines
Course Virginia Personal Lines
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Hierarchy - correct answer State Corporation Commission. Bureau of Insurance. Commissioner. Examination by the Commission - correct answer The commission must examine every insurer licensed in Virginia at least once every 5 years. Investigation Powers of the Commission - correct answer The commission has power to examine and investigate the business affairs of any person engaged or alleged to be engaged in the business of insurance in the Commonwealth. Essentially they have the right to investigate anyone tied to offering insurance. Record Retention - correct answer Every licensed insurance company shall retain all records relative to insurance transactions for a period of three years. Penalties and Restitution Payments - correct answer Any person who knowingly violates a provision shall be punished for each violation no more than $5000 per incident. Any person who violates a provision unknowingly may be punished for each violation no more than $1000 per incident and no more than $10,000 total.

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