Medicare Supplement 3 Exam Questions with 100% Complete Solutions Rated A+

Which of the following statements about Medicare Part D prescription drug coverage is CORRECT? Individuals may obtain prescription drug coverage only through stand-alone plans issued by Medicare. Individuals who join a Medicare Part D prescription drug plan must pay a separate monthly premium for the coverage. Medicare Advantage plans never provide prescription drug coverage. Medicare recipients are automatically enrolled in Part D when they enroll in Medicare. - Individuals who join a Medicare Part D prescription drug plan must pay a separate monthly premium for the coverage. Which of the following Medicare Advantage plans always includes prescription drug coverage? preferred provider organization (PPO) plan special needs plan (SNP) medical savings account (MSA) plan private fee-for-service (PFFS) plan - special needs plan (SNP) Which program is not offered through a state's Medicare Savings Program? Qualified Individual Program Special Needs Awareness Program Qualified Medicare Beneficiary Program (QMB) Qualified Disabled Working Individual Program - Special Needs Awareness Program Peter is considered a dual eligible in North Carolina. He can expect to receive benefits for all of the following EXCEPT: reduced co-payments on prescription drugs nursing home care in a private room coverage for vision care premiums for Part B - nursing home care in a private room Enrique is enrolled in a Medicare Part D plan but would like to change plans and obtain better coverage. At what point during the year can he switch to a different Part D plan? at any time each year from January 1 until March 1 between November 15 and December 31, Medicare's annual election period between June 1 and September 1, Medicare's special election period - between November 15 and December 31, Medicare's annual election period Which entity reviews the medical necessity of admissions, duration of hospital stays, and the types of care provided to Medicare and Medicaid beneficiaries? carrier quality improvement organization intermediary utilization review committee - utilization review committee During Medicare's open enrollment period, an insurance company selling Medigap policies must sell Medigap policies to individuals who are eligible to enroll in Medicare on a guaranteed issue basis. can impose a probationary period for coverage to start under a Medigap policy. can charge those who are eligible for Medicare a higher premium because of health problems. can refuse to sell Medigap policies to individuals who are eligible for Medicare. - must sell Medigap policies to individuals who are eligible to enroll in Medicare on a guaranteed issue basis. The premium for Abby's Medicare supplement policy was based on her age on the date of policy issue. Ten years later, the insurer increased the premium because of inflation but could not increase it due to her age. On what basis was Abby's policy issued? issue age attained age target age community rated - issue age The premium for Abby's Medicare supplement policy was based on her age on the date of policy issue. Ten years later, the premium increased $100 due to her age. On what basis was Abby's policy issued? target age community rated issue age attained age - attained age