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Adjuster Pro - Insurance adjuster test Latest 2024/2025 Questions & Answers Verified Answers (100% CORRECT ANSWERS)

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What is insurance? - ANSWER protection against financial loss what is a premium - ANSWER a scheduled amount to be paid for an insurance policy. What are premiums used for - ANSWER premiums are collected into a "pool" or "reserve to pay out claimants when needed. how can insurance companies afford to pay for an individuals catastrophic loss? - ANSWER the insurer collects premiums from all policy holders and uses them to pay out the claims of a few. what is Indemnity - ANSWER payment for damages, that is not more or less than the amount caused by the damage. principle of idemnity - ANSWER insurance will pay no more or less than the actual financial loss suffered indemnification may also include - ANSWER repairs to property reimbursement for additional living expenses rental cars and hotels costs directly associated with a loss

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  • what is insurance answer protection against fin
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