CIPP/US, Practice Questions Correct Answers

In what ways can the enforcement action be brought to the FTC's attention? -Answer-1. press reports covering the questionable practices 2. complaints from consumer groups of competitors Which agency is responsible for educational privacy? -Answer-Department of Education What are some of the ways that the FTC has played a prominent role in the development of US privacy standards? -Answer-The FTC conducts public workshops on privacy issues, and reports on privacy policy and enforcement. Access -Answer-The ability to view personal information held by an organization. This may be supplemented by allowing updates or corrections to the information. U.S. laws often provide for "this" and correction when the information is used for any type of substantive decision making, such as for credit reports. Americans with Disabilities Act (ADA) -Answer-Bars discrimination against qualified individuals with disabilities; places restrictions on pre-employment medical screening. Consumer Financial Protection Bureau (CFPB) -Answer-Has enforcement power for unfair, deceptive or abusive acts and practices for financial institutions. Choice -Answer-The ability to specify whether personal information will be collected and/or how it will be used or disclosed. "It" can be express or implied. Common Law -Answer-Legal principles that have developed over time in judicial decisions (case law), often drawing on social customs and expectations. Consent Decree -Answer-A judgment entered by consent of the parties (a federal or state agency and an adverse party) whereby the defendant agrees to stop alleged illegal activity, typically without admitting guilt or wrongdoing. Consumer Reporting Agency (CRA) -Answer-Any person or entity that complies or evaluates personal information for the purpose of furnishing consumer reports to third parties for a fee. Data Breach -Answer-The intentional or unintentional release of secure information