Health Insurance Exam Kentucky Questions and Answers Rated A

Health Insurance Exam Kentucky Questions and Answers Rated A All of the following statements about non-cancellable policies are true EXCEPT A. A noncancellible police is also called a noncancellible and guaranteed renewable policy B. The only right to cancel the noncancellable policy is for nonpayment of premiums C. The insurer may increase the premium rate after the policy is in effect provided it does so by classes of insureds D. the insurer may regain the right to cancel or not to renew when they insured reaches and age specified in the policy C. The insurer may increase the premium rate after the policy is in effect provided it does so by classes of insureds Which of the following qualifies as a compensable injury under workers compensation coverage? A. A factory worker fractures an elbow while working overtime B. An employee is struck by a car and seriously injured while walking back to work following a lunch break C. A worker is involved in an auto accident while driving to work D. All of the above qualify A. A factory worker fractures an elbow while working overtime Which of the following represents certain consumer safeguards enacted by states and pattered after a model act developed by NAIC? A. Fair credit reporting Act B. the MIB C. Information and privacy protection act D. COBRA C. Information and privacy protection act The optional short term disability income benefit that pays a lump sum for specified injuries is called the A. hospital income benefit B. elective indemnity benefit C. supplemental income benefit D. partial disability benefit B. elective indemnity benefit The type of health care provider that provides birth the health care services and the healthy care coverage is A. Preferred provider organization B. Health maintenance organization C. Blue cross/blue shield organization D. Traditional health insurance company B. health maintenance organization Dread disease, travel accident, vision care, and hospital