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CEBS GBA 1 Practice Exam | 100 Questions with 100% Correct Answers | Verified | Latest Update 2024

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Which of the following statements correctly describes minimum requirements that group benefit plans typically must meet in order to be prospectively rated on contract renewal? - The more unpredictable the event that will trigger a claim, the larger the minimum group size and premium requirements Which of the following statements correctly describes the term graduation as it applies to mortality tables? - It is a mathematical process that removes anomalies that should not appear in the mortality data If the plan sponsor pays the premium, which of the following group insured benefits is taxable to the plan member? - Long-term disability (LTD) Which of the following statements correctly describes phases of a group plan marketing? - Plan features of both contributory and noncontributory benefit plans must be communicated to plan members during the enrollment process Which of the following statements correctly describes a characteristic of an insurable risk? - The loss must have financial significance to the insured (The loss must not be catastrophic to the insurer. Option C: The loss must occur by chance. Option D: The loss must be predictable for the insurer.)

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