Louisiana Insurance Exam 100% correct!

Louisiana Insurance Exam 100%Accelerated Benefits - ANSWER riders attached to life insurance policies which allow death benefits to be used to cover nursing and convalescent home expenses. Accident - ANSWER an unplanned, unforeseen event which occurs suddenly and at an unspecified place. Accident Insurance - ANSWER A type of insurance that protects the insured against loss due to accidental bodily injury. Accidental Bodily Injury - ANSWER unplanned, unforeseen traumatic injury to the body. Accidental Death and Dismemberment (AD&D) - ANSWER an insurance policy which pays a specified amount or a specified multiple of the insured's benefit if the insured dies, loses his/her sight, or loses two limbs due to an accident. Accidental Death Benefits - ANSWER a policy rider that states that the cause of death will be analyzed to determine if it complies with the policy description of accidental death. Accidental Death Insurance - ANSWER an insurance policy that provides payment if the insured's death is the result of an accident. Accumulation Period - ANSWER the time over which the annuitant makes payments or investments in an annuity, and when those payments earn interest tax deferred. Activities of Daily Living (ADL's) - ANSWER activities individuals must do every day such as moving about, getting dressed, eating, bathing, etc. correct!