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Samenvatting Economie SE2 stof

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Samenvatting economie 6 VWO voor SE2

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Economie SE2 stof
Ruilen over de tijd

Versnelt kopen (lenen) of uitgesteld kopen (sparen) -> moment van geld ervoor hebben en
kopen ligt niet in dezelfde periode

Ruilen over de tijd bij:
Gezinnen:
- Sparen
- Hypotheek (onderpand)
- Pensioen
- Ander consumptief krediet
- Studieschuld
Bedrijven:
- Hypotheek
- Investeringskrediet
- Reserveringen
Overheid:
- Staats obligaties
-> [begrotingstekort & financieringstekort -> verschil is nihil geworden]

Bij gezinnen:
Financiële levensloop hangt af van de levensfasen:
- Jeugd -> ouders sparen voor je
- Studietijd -> opbouwen studieschuld
- Beginnend werk/gezin -> hypotheek, weinig vermogen
- Middelbaar gezin -> aflossen hypotheek, vermogen groeit
- Pensioen -> vermogen wordt afgebouwd

Sparen:
VB. Je zet 10.000 euro voor 5 jaar op de bank tegen 5% rente per jaar
-> Na 5 jaar?
-> 10.000x(1,05)5= 12.762,82
VB. Je wilt over 25 jaar 150.000 euro hebben. Je zet een bedrag op rekening tegen 4% rente
per jaar
-> Hoeveel?
-> 150.000x(1,04)-25

Inflatie > rente -> nadelig
Inflatie < rente -> voordelig

Reële rente = rente die overblijft na inflatiecorrectie
NIC
x 100 =RIC
PIC

Connected book
 image
Publisher: november 2009 ISBN: 9789042538870 Edition: 3

Document information

Study
Summarized whole book?
No
Which chapters are summarized?
H11 tm h13
Uploaded on
October 27, 2017
File latest updated on
October 27, 2017
Number of pages
3
Written in
2015/2016
Type
Summary
$4.03

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