Oklahoma Insurance Adjuster's License Quizzes & Answers Correct 100%

Which of the following statements about WC is correct? - ANSWERSWC is an exclusive remedy. According to the Jones Act, if a seaman is negligent in a claim against the employer, which of the following is correct: - ANSWERSviolation of posted safety standards can affect the outcome of the claim. The Sooners insurance company has written WC policies for several employers in OK. Tim's employer, Tiny Trinkets, has submitted a claim on Tim's behalf for a leg injury he sustained in the course of performing his job duties. Sooner's insurance procedures were medically unnecessary. Sooners had Tim submit to a medical examination by a licensed reviewing physician, Dr. Denny, who created a report outlining the exact procedures that he felt were medically unnecessary. Tim's treating physician requests a copy of Dr. Denny's report. How long does Sooners insurance company have to mail this report to Tim's treating physician? - ANSWERSwithin 15 days of the written request. All of the following are true regarding how an injured employee in OK may select his or her medical treatment in the event if job-related accident, EXCEPT: - ANSWERSthe employee does not have the right to select their own physician at any time. All of the following describe one of the four elements of a negligent act, EXCEPT: - ANSWERSthe defendant entered into a legal contract w the plaintiff. Which of the following is the correct description of the "AMA guide to evaluation of permanent impairment"? - ANSWERSthe guide lists a set of medical criteria used by physicians to form the basis for established medical ratings of permanent impairment.. All of the following are true statements regarding apprentice adjusters license in OK, EXCEPT: - ANSWERSan apprentice license is good for one year. An insurer in OK may cancer or nonrenewal of a Homeowner's policy that has been in effect for more than 45 days for all of the following reasons, EXCEPT: - ANSWERStwo consecutive burglary claims A compensable injury means damage or harm to: I. the physical structure of the body II. Prosthetic appliances III. Eyeglasses IV. Hearing aids - ANSWERS*all of the above. The estimated annual premium for WC policy will be based on all of the following, EXCEPT: - ANSWERSthe average premium of insureds in the same area working in the same industry. Oklahoma Insurance Adjuster's License Quizzes & Answers Correct 100%