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North Carolina XCEL Testing Life & Health Insurance Exam Study | 2023 | 135 Questions with 100% Correct Answers | Updated & Verified

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Which of the following requires insurers to disclose when an applicant's consumer or credit history is being investigated: - 1970 - Fair Credit Reporting Act What type of reinsurance contract involves two companies automatically sharing their risk exposure? - Treaty What is the name of the law that requires insurers to disclose information gathering practices and where the information was obtained? - Fair Credit Reporting Act Who elects the governing body of a mutual insurance company? - policyholders The stated amount or percent of liquid assets that an insurer must have on hand that will satisfy future obligations to its policyholders is called: - reserves A group-owned insurance company that is formed to assume and spread the liability risks of its members is known as a: - risk retention group What year was the McCarran-Ferguson Act enacted? - 1945

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