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Exam (elaborations)

Adjuster Pro - Insurance adjuster test| 154 QUESTIONS(WELL ANSWERED)

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What is insurance? Correct Answer: protection against financial loss what is a premium Correct Answer: a scheduled amount to be paid for an insurance policy. What are premiums used for Correct Answer: premiums are collected into a "pool" or "reserve to pay out claimants when needed. how can insurance companies afford to pay for an individuals catastrophic loss? Correct Answer: the insurer collects premiums from all policy holders and uses them to pay out the claims of a few. what is Indemnity Correct Answer: payment for damages, that is not more or less than the amount caused by the damage. principle of idemnity Correct Answer: insurance will pay no more or less than the actual financial loss suffered indemnification may also include Correct Answer: repairs to property reimbursement for additional living expenses rental cars and hotels costs directly associated with a loss 4 Parts of Legal Contract Correct Answer: 1. Agreement 2. Consideration

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Institution
Western Governers University
Course
Claims Adjuster (CLAIMSADJUSTER)










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Institution
Western Governers University
Course
Claims Adjuster (CLAIMSADJUSTER)
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