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Exam (elaborations)

Florida Claims Adjuster Exam, 6-20 All Lines Adjuster- Florida- Review| 332 Questions

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2023/2024 Written for academic year
Institution Western Governors University
Course Claims Adjuster (CLAIMSADJUSTER)
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Peril Correct Answer: Something that causes a loss. Hazard Correct Answer: Something that increases the probability that a loss will occur. Warranty Correct Answer: A policy condition, either based on information in the insureds application or inserted by the insurer. It is a guarantee of a fact. Misrepresentation Correct Answer: An untrue statement by the insured, made in an application for insurance but which does not become a part of the policy. Concealment Correct Answer: The failure of the insured to reveal relevant facts known to the insured in applying for insurance. Abandonment Correct Answer: Property insurance policies usually contain an abandonment clause, stating the insured cannot dump damaged property on the insurer and demand its full value. Severability Correct

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