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WebCE Exam Questions With 100% Complete Solutions | Latest Update (Graded A+)

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WebCE Exam Questions With 100% Complete Solutions | Latest Update (Graded A+). A long-term care ombudsman represents people in a given geographical area who live in assisted living residences or skilled nursing facilities. A) True B) False - Answer- A) True A long-term care ombudsman, as a local representative for those in assisted living facilities or SNFs, can be a valuable source of information about various local facilities for those seeking housing for the elderly. Which of the following is a correct statement about Medicare Part D Prescription Drug coverage? A) Enrollment in Part D is mandatory. B) All prescriptions are paid in full under Part D. C) No additional premium is required for this coverage. D) Enrollment in Part D is voluntary. - Answer- D) Enrollment in Part D is voluntary. Medicare Part D provides coverage for prescription drugs, but it does not cover all prescription drug costs. The cost of a stand-alone Part D plan requires a premium payment. (Those who enroll in a Medicare Part C plan may have prescription drug coverage as part of the plan, and the plan's premium would likely include this coverage.) Enrollment in Part D is voluntary. Which of the following only covers inpatient hospital care and hospice? A) Medicare Part A B) Medicare Part B C) Medicare Part C D) Medicare Part D - Answer- A) Medicare Part A Part A helps pay for inpatient care in a hospital or skilled nursing facility (following a hospital stay), some home health care, and hospice care. Which of the following is a correct statement about Medicare? A) Medicare is available only to those 65 and older. B) Medicare pays all of the costs of health care for those 65 and older. C) Medicare does not cover long-term care. D) Medicare covers custodial care in the home whenever help with ADLs is needed. - Answer- C) Medicare does not cover long-term care. Medicare helps with the cost of health care, but it does not cover all medical expenses or the cost of long-term care. With regard to Medicare and long-term care, which of the following statements is true? A)Medicare covers long-term care for as long as necessary, but only if the individual requires skilled nursing care in an institution. B) Medicare covers long-term care for as long as necessary, but only if the care is delivered in the individual's home. C) Medicare covers care in a skilled nursing facility for a limited time, but only if the care follows an admitted hospital stay and is ordered by a physician. D) Medicare covers custodial care for up to one year regardless of whether the custodial care is delivered in a facility or in the individual's home. - Answer- C) Medicare covers care in a skilled nursing facility for a limited time, but only if the care follows an admitted hospital stay and is ordered by a physician. How much of a community spouse's own income must be spent on care for an institutionalized spouse who is receiving Medicaid assistance? A) All of it B) 50% C) 25% D) None of it - Answer- D) None of it. None of the income that a community spouse receives in his or her name, such as wages of Social Security or a pension, must be diverted to the cost of care for the institutionalized spouse. Under current Medicaid rules, what is the look-back period for the transfer of assets? A) 12 months B) 24 months C) 36 months D) 60 months - Answer- D) 60 months For purposes of determining Medicaid eligibility, the look-back period is 60 months. This period was extended from 36 months to 60 months under the Deficit Reduction Act of 2005. The federal government: A) has no role in state-run Medicaid programs B) tells states how much they can pay for LTC services and supplies C) gives states flexibility in administering their Medicaid programs D) shares equally in Medicaid expenses with each state - Answer- C) gives states flexibility in administering their Medicaid programs. States have flexibility to design and implement their own programs, but funding is not shared equally by the federal and state governments. Annually, a determination is made comparing states' average per capita income to the national average. States with higher per capita incomes receive less federal funding; states with lower per capita incomes receive more federal funding A burial plot is exempt when determining Medicaid eligibility. A) True B) False - Answer- A) True The burial plot exemption is available for the applicant and immediate family members. Of the factors below, which does a state review to determine a person's eligibility for Medicaid? I. assets II. income III. transfers of assets A) I only B) I and II only C) II and III only D) I, II, and III - Answer- D) I, II, and III

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Uploaded on
July 18, 2023
Number of pages
14
Written in
2022/2023
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  • webce
  • most ltc insurance pol

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