RHODE ISLAND ADJUSTER EXAM questions with correct answers

How many days does the insurer have to send out forms when notified of an incident? Correct Ans 10 days At what time is the policy effective? Correct Ans 12:01 am What is the main difference between a non-waiver agreement and a ror? Correct Ans -non-waiver is signed by the insured and insurer -ror is a letter If an insured is covered by 2 policies on one loss and the ins. Companies settle it, what clause would this be under? Correct Ans other insurance clause When an insured requests status update, how many days does the adj have to notify them in writing that still invest.? Correct Ans 10 days If an insured has a pap & their vehicle is damaged in a hurricane what kind of claim would be opened? Correct Ans windstorm and flood/other than collision How many days after first initiating a claim do you have to request an extension to complete the investigation? Correct Ans 15 days Is an adjuster subject to public censure as a fine? Correct Ans no Are the conditions included in the declarations section of the pap? Correct Ans no Would fences be considered appurtenant under the homeowners policy? Correct Ans yes Under pap, would you have coverage for road damage to tires due to theft? Correct Ans yes