Samenvatting BMO (bedrijfsmanagement orientatie): financie & verzekeringen

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Samenvatting BMO (bedrijfsmanagement orientatie): financie & verzekeringen

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Samenvatting van het vak BMO (bedrijfsmanagement orientatie), specifiek van financie & verzekeringen. Gebruik gemaakt van foto's en kleuren dus zeer duidelijk.

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Inleiding: financiën en verzekeringen
1. Financiewezen
4 Belgische grootbanken
 Maar meer dan 80 verschillende banken in België actief

Febelfin
 Vertegenwoordigt de banksector
 Levert interessante inzichten en cijfermateriaal
 Belangrijke activiteiten van een bank:
 Kredietverlening (leningen)
 Sparen en Beleggen
 Betaalverkeer

De Hoofdactiviteit van een bank: tussenpersoon
tussen spaarders en kredietnemers
 Bank als tussenpersoon tussen 2 partijen:
 Wie krediet vraagt = deze partij heeft geld nodig
 Kredietnemer
 Wie krediet geeft = deze partij heeft geld over
 De spaarder/ belegger

, Kredieten
Kredieten aan particulieren
 Nieuwe auto
 Huis
 Studies
 Reizen
 …
Kredieten aan (startende) ondernemers
 Dokters
 Bakkers
 …
Kredieten aan grote (multinationale) ondernemingen
 Fabrieksgebouwen
 Wagenparken
 Grote projecten
 Maatwerk
 Vaak samen met andere banken om risico te spreiden

Sparen en beleggen
Sparen: wat als… geld niets meer opbrengt?

Beleggen: een alternatief voor ons
spaargeld?
 Ja, maar…

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Study: Bedrijfsmanagement, Marketing
Uploaded on: February 21, 2022
Number of pages: 8
Written in: 2021/2022
Type: Summary

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