FIN2602 EXAM PACK 2026

FIN2602

EXAM PACK

, UNIVERSITY EXAMINATIONS


UNISA Sn
OCT/NOV 2020

FIN2602

Personal Financial Management

70 Marks
Duration 2 Hours

First examiner: Nico Swart
Second examiner: MeL Ngcobo


This paper consists of 21 pages including one rough work sheet plus instructions for the
completion of a mark reading sheet.

Instructions:

Use of a non-programmable pocket calculator is permissible.

This examination question paper remains the property of Unisa.

We remind you about your Honesty Declaration.

Remember to submit your examination on myUnisa as per the circulated instructions and
keep proof of submission.

Remember to double-check your answers.




CONFIDENTIAL

This paper consists of 21 pages including one rough work sheet.
Hierdie vraestel bestaan uit 21 bladsye insluitend een kladwerkblad.

Each multiple choice question carries 2 marks. Both English and Afrikaans questions appear on
the question paper.
Elke meervoudigekeusevraag tel 2 punte. Sowel Engelse as Afrikaanse vrae verskyn op die
vraestel.




1 [TURN OVER / BLAAI OM]

, CONFIDENTIAL FIN2602
Page 2 of 21 OCT/NOV 2020

Personal financial planning:

1 Which of the following statements are correct?

(a)
(b) An increase in a person’s salary will improve the quality of his/her life in the
medium and long term.
(c)
(d)
(e) Financial literacy refers to savings and investments only.

[1] aandb
[2] a,b andc
[3] a,b,c andd
[4] a,candd
[5] a,cande

Watter van die volgende stellings is korrek?

(a) ‘n Verhoging in ‘n persoon se salaris sal geen voordeel inhou tensy dit
deur finansiéle geletterdheid ondersteun word nie.
(b) ‘n Verhoging in ‘n persoon se salaris sal sy/haar lewenskwaliteit op die
medium- en langtermyn verbeter.
(c) Opvoeding in persoonlike finansiéle bestuur verhoog persoonlike welvaart.
(d) Finansiéle geletterdheid verwys na persoonlike finansiéle geletterdheid.
(e) Finansiéle geletterdheid verwys slegs na spare en beleggings.

[1] aenb
[2] a,benc
[3] a,b, cend
[4] a,cend
[5] a,cene

Which of the following statements is/are correct?

(a)
(b)
(c) Total quality of life = quality of life at work.
(d)
(e) Debt counselling is the long-term solution to financial illiteracy.

[1] a only
[2] a,b andc
[3]
[4] b, c andd
[5] b, cande


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, CONFIDENTIAL FIN2602
Page 3 of 21 OCT/NOV 2020

Watter van die volgende stellings is korrek?

(a) Persoonlike finansiéle geletterdheid is ‘n voorvereiste vir entrepreneurskap.
(b) Sonder finansiéle geletterdheid verdwyn die moontlikheid van ekonomiese
vryheid en transformasie.
(c) Totale lewenskwaliteit = kwaliteit van werkslewe.
(d) Skuldberading kan nie finansiéle geletterdheidsopvoeding vervang nie.
(e) Skuldberading is die langtermynoplossing van finansiéle ongeletterdheid.

[1] slegsa
[2] a,benc
[3] a, bend
[4] b,cend
[5] b,cene

Which one of the following statements is correct?

[1] Within the same financial planning cycle, people’s priorities and preferences are
exactly the same.
[2] Within the same financial planning cycle, people’s priorities and preferences will
not change according to their current individual circumstances.
[3] Our financial priorities stay the same as we move through the personal financial
planning cycle.
[4] Personal financial planning has to do with what the world’s richest people have
done.
[5]

Watter een van die volgende stellings is korrek?

[1] Mense se prioriteite en voorkeure is presies dieselfde binne dieselfde finansiéle
beplanningsiklus.
[2] Mense binne dieselfde finansiéle beplanningsiklus se prioriteite en voorkeure sal
nie verander volgens hulle huidige individuele omstandighede nie.
[3] Ons finansiéle prioriteite bly dieselfde soos wat ons deur die persoonlike
finansiéle beplanningsiklus beweeg.
[4] Persoonlike finansiéle beplanning het te doen met wat die wéreld se rykste
mense gedoen het.
[5] Ons finansiéle prioriteite verander soos wat ons deur die persoonlike finansiéle
beplanningsiklus beweeg.




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