NEW YORK REAL ESTATE SALESPERSON EXAM 2026/2027 | 190 EXAM PRACTICE
QUESTIONS AND CORRECT ANSWERS (VERIFIED ANSWERS) PLUS RATIONALES
Q&A | INSTANT DOWNLOAD PDF
SECTION 1: LICENSE LAW AND REGULATIONS (Questions 1–25)
1. Under New York Real Property Law, which article governs the licensing and regulation of real estate
salespersons and brokers?
A. Article 9-A
B. Article 12-A
C. Article 15
D. Article 7
Answer: B
Rationale: Article 12-A of the New York Real Property Law is the section pertaining to real estate
salespersons and brokers. It establishes the licensing framework, supervision requirements, and
enforcement mechanisms administered by the Department of State.
2. How often must a New York real estate salesperson license be renewed?
A. Every year
B. Every two years
C. Every three years
D. Every four years
Answer: B
Rationale: New York real estate salesperson licenses are valid for a two-year term. The license must be
renewed before its expiration date to maintain active status, and licensees must complete 22.5 hours of
continuing education within each two-year period.
3. What is the current pre-licensing education requirement for New York real estate salesperson
applicants?
A. 45 hours
B. 75 hours
C. 77 hours
D. 90 hours
Answer: C
Rationale: Salesperson applicants must complete 77 hours of DOS-approved pre-license education.
,This requirement was increased from 75 hours to 77 hours to include additional instruction in fair
housing and agency.
4. Which New York government agency administers real estate broker and salesperson licensing?
A. Department of Labor
B. Department of State, Division of Licensing Services
C. Department of Taxation and Finance
D. Department of Housing and Community Renewal
Answer: B
Rationale: The New York Department of State, Division of Licensing Services, oversees real estate
licensing and enforces compliance with Article 12-A of the Real Property Law.
5. What is the minimum age to obtain a New York real estate salesperson license?
A. 16 years old
B. 17 years old
C. 18 years old
D. 21 years old
Answer: C
Rationale: An applicant must be at least 18 years old to obtain a New York real estate salesperson
license.
6. A New York real estate salesperson must be supervised by:
A. Any licensed salesperson
B. A licensed real estate broker
C. A notary public
D. An appraiser
Answer: B
Rationale: A salesperson must be associated with and supervised by a licensed New York real estate
broker. The broker is responsible for the salesperson's activities.
7. Where does a New York real estate salesperson's license physically reside?
A. With the salesperson
B. With the Department of State
C. With the employing broker
D. With the local real estate board
,Answer: C
Rationale: The salesperson's license is held by the employing broker. The salesperson carries a pocket
card as proof of licensure.
8. What is the term for a salesperson who has changed brokers and whose license is being
transferred?
A. Change of association
B. Termination
C. Suspension
D. Revocation
Answer: A
Rationale: A change of association occurs when a salesperson terminates their relationship with one
broker and associates with another. The proper forms must be filed with the Department of State.
9. If a salesperson's license is revoked, what happens to the licenses of salespersons employed by the
same broker?
A. They are automatically revoked
B. They are automatically suspended
C. They remain valid
D. They are transferred to the state
Answer: C
Rationale: If a broker's license is revoked, the licenses of salespersons employed by that broker are not
automatically revoked. However, the salespersons must transfer to a new broker to continue practicing.
10. What is the maximum penalty for unlicensed real estate activity in New York?
A. A fine of $100
B. A fine of $500 and/or imprisonment
C. A fine of $1,000 and/or imprisonment
D. A warning
Answer: C
Rationale: Unlicensed real estate activity is a misdemeanor punishable by a fine of up to $1,000 and/or
imprisonment.
11. What is the term for the illegal practice of a broker mixing client funds with personal funds?
A. Commingling
B. Conversion
, C. Kickback
D. Puffing
Answer: A
Rationale: Commingling is the illegal practice of mixing client funds (such as earnest money deposits)
with the broker's personal or business funds.
12. What is the term for a broker who appropriates client funds for their own use?
A. Commingling
B. Conversion
C. Kickback
D. Puffing
Answer: B
Rationale: Conversion is the illegal practice of a broker using client funds for their own purposes. It is a
serious violation of license law.
13. What is a kickback in real estate?
A. A fee paid to a broker for referring a client
B. A discount on a commission
C. A refund of an overpayment
D. A bonus paid to a salesperson
Answer: A
Rationale: A kickback is a fee paid to a person for referring a client, often without disclosure. Kickbacks
are prohibited under New York license law.
14. What is a blind ad in real estate advertising?
A. An ad that does not include the broker's name
B. An ad that does not include the property address
C. An ad that does not include the price
D. An ad that does not include the salesperson's name
Answer: A
Rationale: A blind ad is an advertisement that does not include the name of the broker or brokerage
firm. Blind ads are prohibited under New York license law.
15. What is a net listing in New York?
QUESTIONS AND CORRECT ANSWERS (VERIFIED ANSWERS) PLUS RATIONALES
Q&A | INSTANT DOWNLOAD PDF
SECTION 1: LICENSE LAW AND REGULATIONS (Questions 1–25)
1. Under New York Real Property Law, which article governs the licensing and regulation of real estate
salespersons and brokers?
A. Article 9-A
B. Article 12-A
C. Article 15
D. Article 7
Answer: B
Rationale: Article 12-A of the New York Real Property Law is the section pertaining to real estate
salespersons and brokers. It establishes the licensing framework, supervision requirements, and
enforcement mechanisms administered by the Department of State.
2. How often must a New York real estate salesperson license be renewed?
A. Every year
B. Every two years
C. Every three years
D. Every four years
Answer: B
Rationale: New York real estate salesperson licenses are valid for a two-year term. The license must be
renewed before its expiration date to maintain active status, and licensees must complete 22.5 hours of
continuing education within each two-year period.
3. What is the current pre-licensing education requirement for New York real estate salesperson
applicants?
A. 45 hours
B. 75 hours
C. 77 hours
D. 90 hours
Answer: C
Rationale: Salesperson applicants must complete 77 hours of DOS-approved pre-license education.
,This requirement was increased from 75 hours to 77 hours to include additional instruction in fair
housing and agency.
4. Which New York government agency administers real estate broker and salesperson licensing?
A. Department of Labor
B. Department of State, Division of Licensing Services
C. Department of Taxation and Finance
D. Department of Housing and Community Renewal
Answer: B
Rationale: The New York Department of State, Division of Licensing Services, oversees real estate
licensing and enforces compliance with Article 12-A of the Real Property Law.
5. What is the minimum age to obtain a New York real estate salesperson license?
A. 16 years old
B. 17 years old
C. 18 years old
D. 21 years old
Answer: C
Rationale: An applicant must be at least 18 years old to obtain a New York real estate salesperson
license.
6. A New York real estate salesperson must be supervised by:
A. Any licensed salesperson
B. A licensed real estate broker
C. A notary public
D. An appraiser
Answer: B
Rationale: A salesperson must be associated with and supervised by a licensed New York real estate
broker. The broker is responsible for the salesperson's activities.
7. Where does a New York real estate salesperson's license physically reside?
A. With the salesperson
B. With the Department of State
C. With the employing broker
D. With the local real estate board
,Answer: C
Rationale: The salesperson's license is held by the employing broker. The salesperson carries a pocket
card as proof of licensure.
8. What is the term for a salesperson who has changed brokers and whose license is being
transferred?
A. Change of association
B. Termination
C. Suspension
D. Revocation
Answer: A
Rationale: A change of association occurs when a salesperson terminates their relationship with one
broker and associates with another. The proper forms must be filed with the Department of State.
9. If a salesperson's license is revoked, what happens to the licenses of salespersons employed by the
same broker?
A. They are automatically revoked
B. They are automatically suspended
C. They remain valid
D. They are transferred to the state
Answer: C
Rationale: If a broker's license is revoked, the licenses of salespersons employed by that broker are not
automatically revoked. However, the salespersons must transfer to a new broker to continue practicing.
10. What is the maximum penalty for unlicensed real estate activity in New York?
A. A fine of $100
B. A fine of $500 and/or imprisonment
C. A fine of $1,000 and/or imprisonment
D. A warning
Answer: C
Rationale: Unlicensed real estate activity is a misdemeanor punishable by a fine of up to $1,000 and/or
imprisonment.
11. What is the term for the illegal practice of a broker mixing client funds with personal funds?
A. Commingling
B. Conversion
, C. Kickback
D. Puffing
Answer: A
Rationale: Commingling is the illegal practice of mixing client funds (such as earnest money deposits)
with the broker's personal or business funds.
12. What is the term for a broker who appropriates client funds for their own use?
A. Commingling
B. Conversion
C. Kickback
D. Puffing
Answer: B
Rationale: Conversion is the illegal practice of a broker using client funds for their own purposes. It is a
serious violation of license law.
13. What is a kickback in real estate?
A. A fee paid to a broker for referring a client
B. A discount on a commission
C. A refund of an overpayment
D. A bonus paid to a salesperson
Answer: A
Rationale: A kickback is a fee paid to a person for referring a client, often without disclosure. Kickbacks
are prohibited under New York license law.
14. What is a blind ad in real estate advertising?
A. An ad that does not include the broker's name
B. An ad that does not include the property address
C. An ad that does not include the price
D. An ad that does not include the salesperson's name
Answer: A
Rationale: A blind ad is an advertisement that does not include the name of the broker or brokerage
firm. Blind ads are prohibited under New York license law.
15. What is a net listing in New York?
