Which group health plan gives employers the most flexibility in designing and
arranging the plan's benefits?
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experience-rated plans
Ava incurs these unreimbursed medical expenses this year: $12,000 in health insurance
premiums, $2,000 in long-term care premiums, $500 in doctors' fees, and $1,000 in
disability income insurance premiums. She can take an income tax deduction to the
extent these expenses exceed 10 percent of her adjusted gross income for all of the
expenses EXCEPT:
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, $1,000 in disability income insurance premiums
Which is NOT an optional provision in health insurance policies?
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reinstatement
In Texas, new enrollees to an HMO who do not choose a primary care physician
within an established period of time can have their coverage cancelled how many
days following written notice by the HMO?
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30 days
What was the forerunner to the health savings account (HSA)?
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medical savings account (MSA)
In which situation might a state try to recover Medicaid payments following the death
of a Medicaid recipient?
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a claim against Sharon's stocks and bonds, the income from which is used
to support her adult children
Which of the following provisions requires the insured to notify the insurer within a
certain number of days after he or she has a covered loss?
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the notice of claim provision
Mary is terminally ill with a life expectancy of less than six months. Medicare Part A
will cover which type of care?
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hospice care
An employer's plan has a two-month waiting period. It also has 'grandfather' status
under the Affordable Care Act and a pre-existing condition exclusion period. How
many months after the waiting period ends will benefits begin?
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insufficient information
arranging the plan's benefits?
Give this one a try later!
experience-rated plans
Ava incurs these unreimbursed medical expenses this year: $12,000 in health insurance
premiums, $2,000 in long-term care premiums, $500 in doctors' fees, and $1,000 in
disability income insurance premiums. She can take an income tax deduction to the
extent these expenses exceed 10 percent of her adjusted gross income for all of the
expenses EXCEPT:
Give this one a try later!
, $1,000 in disability income insurance premiums
Which is NOT an optional provision in health insurance policies?
Give this one a try later!
reinstatement
In Texas, new enrollees to an HMO who do not choose a primary care physician
within an established period of time can have their coverage cancelled how many
days following written notice by the HMO?
Give this one a try later!
30 days
What was the forerunner to the health savings account (HSA)?
Give this one a try later!
medical savings account (MSA)
In which situation might a state try to recover Medicaid payments following the death
of a Medicaid recipient?
, Give this one a try later!
a claim against Sharon's stocks and bonds, the income from which is used
to support her adult children
Which of the following provisions requires the insured to notify the insurer within a
certain number of days after he or she has a covered loss?
Give this one a try later!
the notice of claim provision
Mary is terminally ill with a life expectancy of less than six months. Medicare Part A
will cover which type of care?
Give this one a try later!
hospice care
An employer's plan has a two-month waiting period. It also has 'grandfather' status
under the Affordable Care Act and a pre-existing condition exclusion period. How
many months after the waiting period ends will benefits begin?
Give this one a try later!
insufficient information
