ALU 101 EXAM PREP |ACTUAL QUESTIONS AND
VERIFIED ANSWERS|BRAND NEW 2026-2027
UPDATE|GRADED A+
Question 1
Without a properly signed application, a life insurance contract can be considered to be
which of the following?
A. invalid
B. inadmissible as evidence
C. Material representation
Answer Options: 1. A only is correct
2. A and B are correct
3. B and C are correct
4. A, B and C are correct
CORRECT ANSWER
2
Question 2
A procedure that uses high frequency sound waves to image soft tissue:
1. X-ray
2. fluoroscopy
3. Ultrasonography (US)
4. computed tomography (CT)
CORRECT ANSWER
3
1
,Question 3
Procedures used to identify coronary artery disease include all of the follow Except:
1. electron beam computed tomography (EBCT)
2. myocardial perfusion scan
3. positron emission tomography (PET)
4. magnetic resonance angiography (MRA)
CORRECT ANSWER
3
Question 4
Test used to assist in identifying lung cancer include which of the following:
A. Chest x-ray
B. Computed tomography (CT) scan
C. bronchoscopy
Answer options: 1. B only is correct
2. A and C only are correct
3. B and C only are correct
4. A, B and C are correct
CORRECT ANSWER
4
Question 5
Describe the test used to diagnose brain and nervous system disorders.
2
,CORRECT ANSWER
CT, MRI, PET, Cistronagraphy
Question 6
Describe the difference between invasive an non-invasive testing techniques.
CORRECT ANSWER
Invasive punctures the skin, cuts deep
Question 7
Which of the following are recorded during a sleep study?
A. body position
B. oxygen saturation
C. electroencephalogram
Answer Options: 1. A and B only are correct
2. A and C only are correct
3. B and C only are correct
4. A, B and C are correct
CORRECT ANSWER
4
Question 8
Obstructive sleep apnea is diagnosed by:
1. Plumonary angiography
2. pulmonary function test (PFTs)
3
, 3. polysomnography
4. bronchoscopy
CORRECT ANSWER
3
Question 9
List the endoscopic exams used to diagnose and treat abdominal pathology.
CORRECT ANSWER
Colonoscopy and Endoscopy
Question 10
List the common medical conditions often diagnosed by pelvic or transvaginal ultrasound.
CORRECT ANSWER
pregnancy, cervical or uteral cancer
Question 11
What are the most common measurements of pulmonary function (PFTs) seen in
underwriting?
CORRECT ANSWER
1. FVC (forced vital capacity
2. FEV (forced expiratory volume at 1 second
3. FEV/FVC ratio
4. diffusing capacity (DLCO)
4
VERIFIED ANSWERS|BRAND NEW 2026-2027
UPDATE|GRADED A+
Question 1
Without a properly signed application, a life insurance contract can be considered to be
which of the following?
A. invalid
B. inadmissible as evidence
C. Material representation
Answer Options: 1. A only is correct
2. A and B are correct
3. B and C are correct
4. A, B and C are correct
CORRECT ANSWER
2
Question 2
A procedure that uses high frequency sound waves to image soft tissue:
1. X-ray
2. fluoroscopy
3. Ultrasonography (US)
4. computed tomography (CT)
CORRECT ANSWER
3
1
,Question 3
Procedures used to identify coronary artery disease include all of the follow Except:
1. electron beam computed tomography (EBCT)
2. myocardial perfusion scan
3. positron emission tomography (PET)
4. magnetic resonance angiography (MRA)
CORRECT ANSWER
3
Question 4
Test used to assist in identifying lung cancer include which of the following:
A. Chest x-ray
B. Computed tomography (CT) scan
C. bronchoscopy
Answer options: 1. B only is correct
2. A and C only are correct
3. B and C only are correct
4. A, B and C are correct
CORRECT ANSWER
4
Question 5
Describe the test used to diagnose brain and nervous system disorders.
2
,CORRECT ANSWER
CT, MRI, PET, Cistronagraphy
Question 6
Describe the difference between invasive an non-invasive testing techniques.
CORRECT ANSWER
Invasive punctures the skin, cuts deep
Question 7
Which of the following are recorded during a sleep study?
A. body position
B. oxygen saturation
C. electroencephalogram
Answer Options: 1. A and B only are correct
2. A and C only are correct
3. B and C only are correct
4. A, B and C are correct
CORRECT ANSWER
4
Question 8
Obstructive sleep apnea is diagnosed by:
1. Plumonary angiography
2. pulmonary function test (PFTs)
3
, 3. polysomnography
4. bronchoscopy
CORRECT ANSWER
3
Question 9
List the endoscopic exams used to diagnose and treat abdominal pathology.
CORRECT ANSWER
Colonoscopy and Endoscopy
Question 10
List the common medical conditions often diagnosed by pelvic or transvaginal ultrasound.
CORRECT ANSWER
pregnancy, cervical or uteral cancer
Question 11
What are the most common measurements of pulmonary function (PFTs) seen in
underwriting?
CORRECT ANSWER
1. FVC (forced vital capacity
2. FEV (forced expiratory volume at 1 second
3. FEV/FVC ratio
4. diffusing capacity (DLCO)
4
