Florida Insurance 20-44 Exam Practice
Questions & Answers — 2027
I can make this in the same format as the earlier sets: 100 original practice questions, A–D
choices, the correct answer immediately after each question, and a rationale. These are study
questions based on current Florida insurance licensing guidance, not leaked or copied exam
questions. Florida identifies 20-44 as the resident Personal Lines agent license; the
corresponding nonresident license is 90-44. (FLDFS)
Questions 1–20
1. What Florida insurance license class is designated for a resident Personal
Lines agent?
A. 2-20
B. 2-14
C. 20-44
D. 2-40
Correct correct answer with Rationale: C. 20-44
Rationale: Florida lists 20-44 as the resident Personal Lines agent license. (FLDFS)
2. Which license corresponds to the Florida nonresident Personal Lines agent
license?
A. 8-40
B. 90-44
C. 9-20
D. 8-14
Correct correct answer with Rationale: B. 90-44
Rationale: Florida's license-qualification table identifies 90-44 as the nonresident Personal Lines
license. (FLDFS)
3. Which type of insurance is most closely associated with a Personal Lines
license?
, A. Individual consumer property and casualty coverage
B. Life and annuity contracts only
C. Commercial surplus lines only
D. Health insurance only
Correct correct answer with Rationale: A. Individual consumer property and
casualty coverage
Rationale: A Personal Lines license is within Florida's property-and-casualty licensing structure
and is intended for personal insurance transactions.
4. Which Florida department administers insurance agent licensing through its
Division of Insurance Agent and Agency Services?
A. Department of Revenue
B. Department of Financial Services
C. Department of Commerce
D. Department of State
Correct correct answer with Rationale: B. Department of Financial Services
Rationale: Florida's Department of Financial Services administers agent and agency licensing
through its Division of Insurance Agent and Agency Services. (FLDFS)
5. Which organization is Florida's current insurance examination testing
vendor?
A. Prometric
B. PSI
C. Pearson VUE
D. FINRA
Correct correct answer with Rationale: C. Pearson VUE
Rationale: The Florida Department of Financial Services identifies Pearson VUE as its testing
vendor for insurance examinations. (FLDFS)
6. What is the status of Florida insurance examination appointments according
to current DFS guidance?
Questions & Answers — 2027
I can make this in the same format as the earlier sets: 100 original practice questions, A–D
choices, the correct answer immediately after each question, and a rationale. These are study
questions based on current Florida insurance licensing guidance, not leaked or copied exam
questions. Florida identifies 20-44 as the resident Personal Lines agent license; the
corresponding nonresident license is 90-44. (FLDFS)
Questions 1–20
1. What Florida insurance license class is designated for a resident Personal
Lines agent?
A. 2-20
B. 2-14
C. 20-44
D. 2-40
Correct correct answer with Rationale: C. 20-44
Rationale: Florida lists 20-44 as the resident Personal Lines agent license. (FLDFS)
2. Which license corresponds to the Florida nonresident Personal Lines agent
license?
A. 8-40
B. 90-44
C. 9-20
D. 8-14
Correct correct answer with Rationale: B. 90-44
Rationale: Florida's license-qualification table identifies 90-44 as the nonresident Personal Lines
license. (FLDFS)
3. Which type of insurance is most closely associated with a Personal Lines
license?
, A. Individual consumer property and casualty coverage
B. Life and annuity contracts only
C. Commercial surplus lines only
D. Health insurance only
Correct correct answer with Rationale: A. Individual consumer property and
casualty coverage
Rationale: A Personal Lines license is within Florida's property-and-casualty licensing structure
and is intended for personal insurance transactions.
4. Which Florida department administers insurance agent licensing through its
Division of Insurance Agent and Agency Services?
A. Department of Revenue
B. Department of Financial Services
C. Department of Commerce
D. Department of State
Correct correct answer with Rationale: B. Department of Financial Services
Rationale: Florida's Department of Financial Services administers agent and agency licensing
through its Division of Insurance Agent and Agency Services. (FLDFS)
5. Which organization is Florida's current insurance examination testing
vendor?
A. Prometric
B. PSI
C. Pearson VUE
D. FINRA
Correct correct answer with Rationale: C. Pearson VUE
Rationale: The Florida Department of Financial Services identifies Pearson VUE as its testing
vendor for insurance examinations. (FLDFS)
6. What is the status of Florida insurance examination appointments according
to current DFS guidance?
