AHIP 2026 Final Exam–Style Practice
Questions With Questions And Well Verified
Answers!!! 2026
1. What are the two main components of Original Medicare?
A. Part C and Part D
B. Part A and Part B
C. Part B and Part C
D. Part A and Part D
Answer: B. Part A and Part B
Rationale: Original Medicare consists of Part A, which primarily covers hospital insurance, and
Part B, which primarily covers medical insurance.
2. Which Medicare Part primarily provides hospital insurance?
A. Part A
B. Part B
C. Part C
D. Part D
Answer: A. Part A
Rationale: Medicare Part A is Hospital Insurance and covers specified inpatient and related
services.
3. Which Medicare Part primarily covers physician and outpatient medical services?
A. Part A
B. Part B
C. Part C
D. Part D
Answer: B. Part B
Rationale: Part B is Medicare Medical Insurance and covers eligible physician, outpatient, and
other medically necessary services.
4. Medicare Advantage is also known as:
A. Medicare Part A
B. Medicare Part B
,C. Medicare Part C
D. Medicare Part D
Answer: C. Medicare Part C
Rationale: Medicare Advantage plans are Medicare Part C plans offered by Medicare-approved
private organizations.
5. Which Medicare component provides prescription drug coverage?
A. Part A
B. Part B
C. Part C only
D. Part D
Answer: D. Part D
Rationale: Medicare Part D provides outpatient prescription drug coverage through Medicare-
approved private plans.
6. Which person generally meets the basic age requirement for Medicare?
A. A person age 55
B. A person age 60
C. A person age 65 or older
D. A person age 70 only
Answer: C. A person age 65 or older
Rationale: Medicare eligibility generally begins at age 65, although certain people under 65
may qualify because of disability or ESRD.
7. To enroll in a Medicare Advantage plan, an individual generally must have:
A. Part A only
B. Part B only
C. Part A and Part B
D. Part D only
Answer: C. Part A and Part B
Rationale: CMS states that individuals generally must have both Medicare Part A and Part B to
enroll in an MA plan.
8. To enroll in a stand-alone Part D plan, an individual generally must have:
A. Part A or Part B
B. Part A and Part B only
, C. Part C only
D. Medigap coverage
Answer: A. Part A or Part B
Rationale: A person generally needs Medicare Part A or Part B to be eligible for Part D, along
with meeting other requirements.
9. Which enrollment period occurs annually from October 15 through December 7?
A. General Enrollment Period
B. Annual Enrollment Period
C. Medicare Advantage Open Enrollment Period
D. Initial Enrollment Period
Answer: B. Annual Enrollment Period
Rationale: The Annual Enrollment Period, commonly called AEP, occurs each year from October
15 through December 7.
10. During the Annual Enrollment Period, a Medicare beneficiary may generally:
A. Enroll in or change Medicare Advantage and Part D coverage
B. Enroll only in Medigap
C. Enroll only in Part A
D. Cancel Medicare permanently
Answer: A. Enroll in or change Medicare Advantage and Part D coverage
Rationale: AEP provides beneficiaries with opportunities to make specified changes to Medicare
Advantage and Part D coverage.
11. The Initial Enrollment Period for someone becoming eligible because of age generally
lasts:
A. 3 months
B. 5 months
C. 7 months
D. 12 months
Answer: C. 7 months
Rationale: The age-based Medicare IEP begins three months before the month of turning 65,
includes the birthday month, and continues for three months afterward.
12. Medicare Advantage plans are offered by:
A. Only the federal government
B. Private organizations approved by Medicare
Questions With Questions And Well Verified
Answers!!! 2026
1. What are the two main components of Original Medicare?
A. Part C and Part D
B. Part A and Part B
C. Part B and Part C
D. Part A and Part D
Answer: B. Part A and Part B
Rationale: Original Medicare consists of Part A, which primarily covers hospital insurance, and
Part B, which primarily covers medical insurance.
2. Which Medicare Part primarily provides hospital insurance?
A. Part A
B. Part B
C. Part C
D. Part D
Answer: A. Part A
Rationale: Medicare Part A is Hospital Insurance and covers specified inpatient and related
services.
3. Which Medicare Part primarily covers physician and outpatient medical services?
A. Part A
B. Part B
C. Part C
D. Part D
Answer: B. Part B
Rationale: Part B is Medicare Medical Insurance and covers eligible physician, outpatient, and
other medically necessary services.
4. Medicare Advantage is also known as:
A. Medicare Part A
B. Medicare Part B
,C. Medicare Part C
D. Medicare Part D
Answer: C. Medicare Part C
Rationale: Medicare Advantage plans are Medicare Part C plans offered by Medicare-approved
private organizations.
5. Which Medicare component provides prescription drug coverage?
A. Part A
B. Part B
C. Part C only
D. Part D
Answer: D. Part D
Rationale: Medicare Part D provides outpatient prescription drug coverage through Medicare-
approved private plans.
6. Which person generally meets the basic age requirement for Medicare?
A. A person age 55
B. A person age 60
C. A person age 65 or older
D. A person age 70 only
Answer: C. A person age 65 or older
Rationale: Medicare eligibility generally begins at age 65, although certain people under 65
may qualify because of disability or ESRD.
7. To enroll in a Medicare Advantage plan, an individual generally must have:
A. Part A only
B. Part B only
C. Part A and Part B
D. Part D only
Answer: C. Part A and Part B
Rationale: CMS states that individuals generally must have both Medicare Part A and Part B to
enroll in an MA plan.
8. To enroll in a stand-alone Part D plan, an individual generally must have:
A. Part A or Part B
B. Part A and Part B only
, C. Part C only
D. Medigap coverage
Answer: A. Part A or Part B
Rationale: A person generally needs Medicare Part A or Part B to be eligible for Part D, along
with meeting other requirements.
9. Which enrollment period occurs annually from October 15 through December 7?
A. General Enrollment Period
B. Annual Enrollment Period
C. Medicare Advantage Open Enrollment Period
D. Initial Enrollment Period
Answer: B. Annual Enrollment Period
Rationale: The Annual Enrollment Period, commonly called AEP, occurs each year from October
15 through December 7.
10. During the Annual Enrollment Period, a Medicare beneficiary may generally:
A. Enroll in or change Medicare Advantage and Part D coverage
B. Enroll only in Medigap
C. Enroll only in Part A
D. Cancel Medicare permanently
Answer: A. Enroll in or change Medicare Advantage and Part D coverage
Rationale: AEP provides beneficiaries with opportunities to make specified changes to Medicare
Advantage and Part D coverage.
11. The Initial Enrollment Period for someone becoming eligible because of age generally
lasts:
A. 3 months
B. 5 months
C. 7 months
D. 12 months
Answer: C. 7 months
Rationale: The age-based Medicare IEP begins three months before the month of turning 65,
includes the birthday month, and continues for three months afterward.
12. Medicare Advantage plans are offered by:
A. Only the federal government
B. Private organizations approved by Medicare
