AHIP 2026 Final Exam Questions and
Answers (Test Bank) PRACTICE 250
QUESTIONS |ORIGINAL QUESTIONS &
ANSWERS |DETAILED RATIONALES
|HINTED COMPLETE EXAM PREP GRADED
A+*INSTANT DOWNLOAD PDF
1. Which federal program provides health coverage primarily for
people age 65 and older?
A. Medicaid
B. CHIP
C. Medicare
D. TRICARE
Rationale: Medicare is the federal health insurance program
primarily serving people age 65 and older and certain younger people
with qualifying disabilities or conditions.
2. Which Medicare part primarily covers inpatient hospital
services?
A. Part B
B. Part A
C. Part C
D. Part D
Rationale: Medicare Part A is Hospital Insurance and covers
qualifying inpatient hospital, skilled nursing facility, hospice, and
certain home health services.
,3. Medicare Part B primarily covers which type of services?
A. Inpatient hospitalization
B. Prescription drugs only
C. Physician and outpatient medical services
D. Long-term custodial care
Rationale: Part B generally covers medically necessary physician
services, outpatient care, preventive services, and durable medical
equipment.
4. Medicare Part C is another name for:
A. Medigap
B. Medicare Supplement
C. Medicare Advantage
D. Medicaid
Rationale: Medicare Advantage plans are Medicare Part C plans
offered by Medicare-approved private organizations.
5. Medicare Part D provides coverage for:
A. Hospital stays
B. Physician visits
C. Dental services only
D. Outpatient prescription drugs
Rationale: Part D provides Medicare prescription drug coverage
through stand-alone PDPs and Medicare Advantage plans that
include prescription drug coverage.
6. Which organization administers the Medicare program?
,A. IRS
B. FDA
C. Centers for Medicare & Medicaid Services (CMS)
D. Department of Labor
Rationale: CMS is the federal agency responsible for administering
Medicare and Medicaid and overseeing Medicare Advantage and
Part D programs.
7. Which Medicare component is generally funded partly through
payroll taxes?
A. Part D
B. Part A
C. Medigap
D. Medicare Advantage supplemental benefits
Rationale: Medicare Part A is primarily financed through Medicare
payroll taxes.
8. A beneficiary enrolled in Original Medicare generally receives
coverage through:
A. A private Medicare Advantage organization
B. The federal Medicare program
C. Medicaid only
D. A Part D sponsor
Rationale: Original Medicare is the traditional fee-for-service
Medicare program administered by the federal government.
9. Which combination is required for most people to enroll in a
Medicare Advantage plan?
, A. Part A only
B. Part B only
C. Part A and Part B
D. Part D only
Rationale: Individuals generally must have both Medicare Part A and
Part B and meet applicable eligibility and service-area requirements.
10. Which statement about Medicare Advantage is correct?
A. It is administered only by state Medicaid agencies.
B. It replaces Medicare eligibility.
C. It is offered by Medicare-approved private organizations.
D. It is identical to Medigap.
Rationale: Medicare Advantage plans are offered by private
organizations under contracts with Medicare.
11. Which program is designed to help certain low-income
Medicare beneficiaries with Medicare costs?
A. COBRA
B. FEHB
C. Medicaid
D. Workers' compensation
Rationale: Medicaid may help eligible Medicare beneficiaries with
premiums, cost sharing, and other health care expenses.
12. A Medicare beneficiary may have both Medicare and Medicaid.
Such a person is commonly described as:
A. Uninsured
B. Employer-only insured
Answers (Test Bank) PRACTICE 250
QUESTIONS |ORIGINAL QUESTIONS &
ANSWERS |DETAILED RATIONALES
|HINTED COMPLETE EXAM PREP GRADED
A+*INSTANT DOWNLOAD PDF
1. Which federal program provides health coverage primarily for
people age 65 and older?
A. Medicaid
B. CHIP
C. Medicare
D. TRICARE
Rationale: Medicare is the federal health insurance program
primarily serving people age 65 and older and certain younger people
with qualifying disabilities or conditions.
2. Which Medicare part primarily covers inpatient hospital
services?
A. Part B
B. Part A
C. Part C
D. Part D
Rationale: Medicare Part A is Hospital Insurance and covers
qualifying inpatient hospital, skilled nursing facility, hospice, and
certain home health services.
,3. Medicare Part B primarily covers which type of services?
A. Inpatient hospitalization
B. Prescription drugs only
C. Physician and outpatient medical services
D. Long-term custodial care
Rationale: Part B generally covers medically necessary physician
services, outpatient care, preventive services, and durable medical
equipment.
4. Medicare Part C is another name for:
A. Medigap
B. Medicare Supplement
C. Medicare Advantage
D. Medicaid
Rationale: Medicare Advantage plans are Medicare Part C plans
offered by Medicare-approved private organizations.
5. Medicare Part D provides coverage for:
A. Hospital stays
B. Physician visits
C. Dental services only
D. Outpatient prescription drugs
Rationale: Part D provides Medicare prescription drug coverage
through stand-alone PDPs and Medicare Advantage plans that
include prescription drug coverage.
6. Which organization administers the Medicare program?
,A. IRS
B. FDA
C. Centers for Medicare & Medicaid Services (CMS)
D. Department of Labor
Rationale: CMS is the federal agency responsible for administering
Medicare and Medicaid and overseeing Medicare Advantage and
Part D programs.
7. Which Medicare component is generally funded partly through
payroll taxes?
A. Part D
B. Part A
C. Medigap
D. Medicare Advantage supplemental benefits
Rationale: Medicare Part A is primarily financed through Medicare
payroll taxes.
8. A beneficiary enrolled in Original Medicare generally receives
coverage through:
A. A private Medicare Advantage organization
B. The federal Medicare program
C. Medicaid only
D. A Part D sponsor
Rationale: Original Medicare is the traditional fee-for-service
Medicare program administered by the federal government.
9. Which combination is required for most people to enroll in a
Medicare Advantage plan?
, A. Part A only
B. Part B only
C. Part A and Part B
D. Part D only
Rationale: Individuals generally must have both Medicare Part A and
Part B and meet applicable eligibility and service-area requirements.
10. Which statement about Medicare Advantage is correct?
A. It is administered only by state Medicaid agencies.
B. It replaces Medicare eligibility.
C. It is offered by Medicare-approved private organizations.
D. It is identical to Medigap.
Rationale: Medicare Advantage plans are offered by private
organizations under contracts with Medicare.
11. Which program is designed to help certain low-income
Medicare beneficiaries with Medicare costs?
A. COBRA
B. FEHB
C. Medicaid
D. Workers' compensation
Rationale: Medicaid may help eligible Medicare beneficiaries with
premiums, cost sharing, and other health care expenses.
12. A Medicare beneficiary may have both Medicare and Medicaid.
Such a person is commonly described as:
A. Uninsured
B. Employer-only insured