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Cigna Healthspring – 2026 | 2027 Certifications Exam latest update
Practice Questions (Original) EXAM | 2026–2027 Latest Update | Original
Questions & Answers with Detailed Rationales | Graded A+
Exam Blueprint & Key Facts
Passing Score: 85% or higher on each exam module
Certification Modules: "Selling with Integrity," "2026 Products
& Benefits Overview," "Our Compliance Program," and "2026
Attestations"
Prerequisites: Medicare Basics training (AHIP or approved
equivalent) is required alongside HealthSpring-specific training
Required Actions: Complete all training courses and
attestations before selling
Domain 1: Medicare Fundamentals & HealthSpring Products
(Questions)
1. What does Medicare Part A cover?
A) Outpatient care and doctor visits
B) Inpatient hospital stays, skilled nursing facility care, hospice,
and some home health care
C) Prescription drug coverage
D) Medicare Advantage plans
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Answer: B.
Rationale: Part A is hospital insurance. It covers inpatient
hospital stays, skilled nursing facility care (following a hospital
stay), hospice care, and some home health care. Part B (A)
covers outpatient and doctor visits. Part D (C) covers
prescription drugs. Part C (D) is Medicare Advantage.
2. What does Medicare Part B cover?
A) Inpatient hospital care
B) Outpatient services, doctor visits, preventive services, and
durable medical equipment
C) Prescription drugs
D) Only hospice care
Answer: B.
Rationale: Part B is medical insurance. It covers outpatient
services, doctor visits, preventive services, and durable medical
equipment (DME). Part A (A) covers inpatient care.
3. What is Medicare Part C commonly known as?
A) Original Medicare
B) Medicare Advantage
C) Medigap
D) Part D
Answer: B.
Rationale: Part C is Medicare Advantage, which allows
beneficiaries to receive Medicare benefits through private
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health plans. Original Medicare (A) refers to Parts A and B.
Medigap (C) is supplemental insurance. Part D (D) is prescription
drug coverage.
4. What does Medicare Part D cover?
A) Hospital stays
B) Doctor visits
C) Prescription drug coverage
D) Skilled nursing facility care
Answer: C.
Rationale: Part D provides outpatient prescription drug
coverage through private plans approved by Medicare.
5. A Medicare beneficiary is turning 65 next month and wants
to enroll in a HealthSpring Medicare Advantage plan. What
enrollment period applies to this situation?
A) Annual Enrollment Period (AEP)
B) Initial Enrollment Period (IEP)
C) Special Enrollment Period (SEP)
D) Open Enrollment Period (OEP)
Answer: B.
Rationale: The Initial Enrollment Period (IEP) is the seven-month
window surrounding a beneficiary's 65th birthday during which
they can first enroll in Medicare and Medicare Advantage plans
without penalty.
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6. What is the Annual Enrollment Period (AEP) for Medicare
Advantage and Part D plans?
A) January 1 – March 31
B) October 15 – December 7
C) November 1 – January 15
D) April 1 – June 30
Answer: B.
Rationale: The AEP runs from October 15 to December 7 each
year. During this period, beneficiaries can make changes to their
Medicare Advantage and Part D coverage for the following year.
7. What is the Medicare Advantage Open Enrollment Period
(OEP)?
A) October 15 – December 7
B) January 1 – March 31
C) November 1 – January 15
D) April 1 – June 30
Answer: B.
Rationale: The OEP runs from January 1 to March 31. During
this period, beneficiaries enrolled in a Medicare Advantage plan
can switch to a different MA plan or drop MA and return to
Original Medicare.
8. What is a Special Enrollment Period (SEP)?
A) A period when anyone can enroll in Medicare
B) A period triggered by a qualifying life event, such as moving
Cigna Healthspring – 2026 | 2027 Certifications Exam latest update
Practice Questions (Original) EXAM | 2026–2027 Latest Update | Original
Questions & Answers with Detailed Rationales | Graded A+
Exam Blueprint & Key Facts
Passing Score: 85% or higher on each exam module
Certification Modules: "Selling with Integrity," "2026 Products
& Benefits Overview," "Our Compliance Program," and "2026
Attestations"
Prerequisites: Medicare Basics training (AHIP or approved
equivalent) is required alongside HealthSpring-specific training
Required Actions: Complete all training courses and
attestations before selling
Domain 1: Medicare Fundamentals & HealthSpring Products
(Questions)
1. What does Medicare Part A cover?
A) Outpatient care and doctor visits
B) Inpatient hospital stays, skilled nursing facility care, hospice,
and some home health care
C) Prescription drug coverage
D) Medicare Advantage plans
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Answer: B.
Rationale: Part A is hospital insurance. It covers inpatient
hospital stays, skilled nursing facility care (following a hospital
stay), hospice care, and some home health care. Part B (A)
covers outpatient and doctor visits. Part D (C) covers
prescription drugs. Part C (D) is Medicare Advantage.
2. What does Medicare Part B cover?
A) Inpatient hospital care
B) Outpatient services, doctor visits, preventive services, and
durable medical equipment
C) Prescription drugs
D) Only hospice care
Answer: B.
Rationale: Part B is medical insurance. It covers outpatient
services, doctor visits, preventive services, and durable medical
equipment (DME). Part A (A) covers inpatient care.
3. What is Medicare Part C commonly known as?
A) Original Medicare
B) Medicare Advantage
C) Medigap
D) Part D
Answer: B.
Rationale: Part C is Medicare Advantage, which allows
beneficiaries to receive Medicare benefits through private
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health plans. Original Medicare (A) refers to Parts A and B.
Medigap (C) is supplemental insurance. Part D (D) is prescription
drug coverage.
4. What does Medicare Part D cover?
A) Hospital stays
B) Doctor visits
C) Prescription drug coverage
D) Skilled nursing facility care
Answer: C.
Rationale: Part D provides outpatient prescription drug
coverage through private plans approved by Medicare.
5. A Medicare beneficiary is turning 65 next month and wants
to enroll in a HealthSpring Medicare Advantage plan. What
enrollment period applies to this situation?
A) Annual Enrollment Period (AEP)
B) Initial Enrollment Period (IEP)
C) Special Enrollment Period (SEP)
D) Open Enrollment Period (OEP)
Answer: B.
Rationale: The Initial Enrollment Period (IEP) is the seven-month
window surrounding a beneficiary's 65th birthday during which
they can first enroll in Medicare and Medicare Advantage plans
without penalty.
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6. What is the Annual Enrollment Period (AEP) for Medicare
Advantage and Part D plans?
A) January 1 – March 31
B) October 15 – December 7
C) November 1 – January 15
D) April 1 – June 30
Answer: B.
Rationale: The AEP runs from October 15 to December 7 each
year. During this period, beneficiaries can make changes to their
Medicare Advantage and Part D coverage for the following year.
7. What is the Medicare Advantage Open Enrollment Period
(OEP)?
A) October 15 – December 7
B) January 1 – March 31
C) November 1 – January 15
D) April 1 – June 30
Answer: B.
Rationale: The OEP runs from January 1 to March 31. During
this period, beneficiaries enrolled in a Medicare Advantage plan
can switch to a different MA plan or drop MA and return to
Original Medicare.
8. What is a Special Enrollment Period (SEP)?
A) A period when anyone can enroll in Medicare
B) A period triggered by a qualifying life event, such as moving
