UHC Exam 1: Medicare/Medicaid (2026/2027) | Actual Questions
and Answers Latest Updated 2026/2027 (Graded A+)
•
Medicare
- ✔✔established based on the need of health insurance for the elderly; was added as an
Amendment to the Social Security Act (Title XVIII)
•
Medicare Eligibilities
- ✔✔Requires that individuals have worked at least 10 years in Medicare-covered
employment or have paid taxes into the Medicare system, are US Citizens or permanent
residents, and are at least 65 years old.
•
People under 65 may qualify for Medicare if they have End-Stage Renal Disease and require dialysis or
a kidney transplat or if they recieve Social Security disability benefits (and have been for at least 24
months)
•
Medicare Enrollment and Spending
- ✔✔Enrollment: 57 Million
•
Spending: $680 Billion
•
Medicare: Part A
- ✔✔Hospital Insurance: Covers in-patient hospital care and other types of institutional care
•
Medicare Part A Benefit Period
- ✔✔A deductible of $1316 is paid at the beginning of each period, which begins when a
person enters the hospital and ends when a person has not been a patient in a hospital or
skilled nursing facility for 60 consequtive days (90 day periods total)
•
60 day lifetime reserve days are available once the 90 days of the benefit period have been used
•
190 day lifetime supply of inpatient psychiatric care is separate from the benefit periods and reserve
days
•
Individual also receives 100 days per benefit period at a skilled nursing facility care for short-term
skilled care (not custodial care
- should be care only provided in nursing homes) that can only be used if preceded by a
hospital stay of at least 3 days
and Answers Latest Updated 2026/2027 (Graded A+)
•
Medicare
- ✔✔established based on the need of health insurance for the elderly; was added as an
Amendment to the Social Security Act (Title XVIII)
•
Medicare Eligibilities
- ✔✔Requires that individuals have worked at least 10 years in Medicare-covered
employment or have paid taxes into the Medicare system, are US Citizens or permanent
residents, and are at least 65 years old.
•
People under 65 may qualify for Medicare if they have End-Stage Renal Disease and require dialysis or
a kidney transplat or if they recieve Social Security disability benefits (and have been for at least 24
months)
•
Medicare Enrollment and Spending
- ✔✔Enrollment: 57 Million
•
Spending: $680 Billion
•
Medicare: Part A
- ✔✔Hospital Insurance: Covers in-patient hospital care and other types of institutional care
•
Medicare Part A Benefit Period
- ✔✔A deductible of $1316 is paid at the beginning of each period, which begins when a
person enters the hospital and ends when a person has not been a patient in a hospital or
skilled nursing facility for 60 consequtive days (90 day periods total)
•
60 day lifetime reserve days are available once the 90 days of the benefit period have been used
•
190 day lifetime supply of inpatient psychiatric care is separate from the benefit periods and reserve
days
•
Individual also receives 100 days per benefit period at a skilled nursing facility care for short-term
skilled care (not custodial care
- should be care only provided in nursing homes) that can only be used if preceded by a
hospital stay of at least 3 days
