CLAIMS ADJUSTER EXAM STUDY GUIDE | QUESTIONS &
ANSWERS | NEW 2026/2027 UPDATE | GRADED A+| 100% CORRECT
(VERIFIED SOLUTIONS)
Insurance adjuster -
ANSWER
Any person who, as an independent contractor, or as an employee of an independent contractor,
adjustment bureau, association, insurance company or corporation, local recording agent, managing
general agent, or self-insured, investigates or adjusts losses on behalf of either an insurer or a self
insured, or any person who supervises the handling of claims.
Staff Adjusters -
ANSWER
On the payroll of an insurance company and are paid a salary or by hour
Independent Adjuster -
ANSWER
handles claims for one or more insurance companies. They may: receive a fee based on time and
expense, they may be on the payroll as a permanent employee of an independent adjusting firm,
they may be paid a percentage of the loss or per diem.
Public adjuster -
ANSWER
work on behalf of the insured in negotiating a claim settlement. Under current law in Texas, is legal
and requiers another license.
Worker's compensation Adjuster -
ANSWER
This license allows a person to adjust or supervise all workers' compensation, employers liability,
United States Longshore, and Habor Works' Compensation Act, Jones Act, and all other federal acts
Property and Casualty Adjuster -
ANSWER
, This license allows a person to adjust or supervise claims in all areas of property and casualty
insurance except workers' compensation.
All-Lines Adjuster -
ANSWER
This license allows a person to adjust or supervise claims in all lines of insurance included in (1) and
(2)
Domestic -
ANSWER
An insurer organized, admitted, and writing insurance in Texas
Foreing -
ANSWER
An insurer domiciled outside the state where it writes insurance
Alien -
ANSWER
An insurance company organized and domiciled outside the US
Texas Department of Insurance -
ANSWER
Who is Responsible for licensing property and casualty adjusters
10 days -
ANSWER
How many days' advance notice is an adjuster entitled to receive in the event of a hearing with the
Texas Department of Insurance.
30 hours -
ANSWER
A licensed Property and casualty adjuster must complete how many hours of continuing education
within his 2-year licensing period?
, AIC -
ANSWER
Which of the following designations exempts a person from taking the property and casualty
adjuster state exam
18 years old -
ANSWER
An individual must be what age to receive the property and casualty adjuster license?
2 hours -
ANSWER
How many hours of ethics must a licensed adjuster complete every licensing period (2 years)
Within 30 days of the change -
ANSWER
How soon must a licensed adjuster notify the Texas Department of Insurance (TDI) of an address
change?
Governor of Texas -
ANSWER
Who appoints the commissioner of Insurance?
1 or more -
ANSWER
How many companies might an independent adjuster represent?
Insured -
ANSWER
A public adjuster represents which of the following?
Business day -
ANSWERS | NEW 2026/2027 UPDATE | GRADED A+| 100% CORRECT
(VERIFIED SOLUTIONS)
Insurance adjuster -
ANSWER
Any person who, as an independent contractor, or as an employee of an independent contractor,
adjustment bureau, association, insurance company or corporation, local recording agent, managing
general agent, or self-insured, investigates or adjusts losses on behalf of either an insurer or a self
insured, or any person who supervises the handling of claims.
Staff Adjusters -
ANSWER
On the payroll of an insurance company and are paid a salary or by hour
Independent Adjuster -
ANSWER
handles claims for one or more insurance companies. They may: receive a fee based on time and
expense, they may be on the payroll as a permanent employee of an independent adjusting firm,
they may be paid a percentage of the loss or per diem.
Public adjuster -
ANSWER
work on behalf of the insured in negotiating a claim settlement. Under current law in Texas, is legal
and requiers another license.
Worker's compensation Adjuster -
ANSWER
This license allows a person to adjust or supervise all workers' compensation, employers liability,
United States Longshore, and Habor Works' Compensation Act, Jones Act, and all other federal acts
Property and Casualty Adjuster -
ANSWER
, This license allows a person to adjust or supervise claims in all areas of property and casualty
insurance except workers' compensation.
All-Lines Adjuster -
ANSWER
This license allows a person to adjust or supervise claims in all lines of insurance included in (1) and
(2)
Domestic -
ANSWER
An insurer organized, admitted, and writing insurance in Texas
Foreing -
ANSWER
An insurer domiciled outside the state where it writes insurance
Alien -
ANSWER
An insurance company organized and domiciled outside the US
Texas Department of Insurance -
ANSWER
Who is Responsible for licensing property and casualty adjusters
10 days -
ANSWER
How many days' advance notice is an adjuster entitled to receive in the event of a hearing with the
Texas Department of Insurance.
30 hours -
ANSWER
A licensed Property and casualty adjuster must complete how many hours of continuing education
within his 2-year licensing period?
, AIC -
ANSWER
Which of the following designations exempts a person from taking the property and casualty
adjuster state exam
18 years old -
ANSWER
An individual must be what age to receive the property and casualty adjuster license?
2 hours -
ANSWER
How many hours of ethics must a licensed adjuster complete every licensing period (2 years)
Within 30 days of the change -
ANSWER
How soon must a licensed adjuster notify the Texas Department of Insurance (TDI) of an address
change?
Governor of Texas -
ANSWER
Who appoints the commissioner of Insurance?
1 or more -
ANSWER
How many companies might an independent adjuster represent?
Insured -
ANSWER
A public adjuster represents which of the following?
Business day -
