AHIP MODULE 1 EXAMINATION TEST UPDATED
ACTUAL QUESTIONS AND CORRECT ANSWERS
◉ BAUER is 49 years old, but eighteen months ago was declared
disabled by the SSA and has been receiving disability payments. He
is wonder whether he can obtain coverage under Medicare.
(Medicare Entitlement Part B). Answer: After receiving such
disability payments for 24 months, he WILL BE AUTOMATICALLY
enrolled in Medicare, regardless of age.
◉ DAVIS is 49 years old and has been receiving disability benefits
from SSA for 12 months. Can you sell him a MA or Part D Rx policy?
(Medicare Entitlement Part B: Medicare Eligibility Part C/D).
Answer: NO, he can't purchase a MA or Part D policy because he has
NOT received SSA or RR disability benefits for 24 months.
◉ HENDERSON believes that she will qualify for Medicare coverage
when she turns 65, without paying any premiums, because she has
been working for 40 years and paying Medicare taxes.
(Medicare Premiums for Part B). Answer: In order to obtain Part B
coverage, she must pay a STANDARD MONTHLY premium , though it
is HIGHER for individuals with higher income.
, ◉ DIAZ continued working wit his company and was insured under
his employer's group plan until he reached 68. He has heard that
there is a premium penalty for those who did not sign up for Part B
when first eligible and wants to know how much he will have to pay.
(Medicare Premiums Part B). Answer: Mr. Diaz will not pay any
penalty because he had continuous coverage under his employer's
plan.
◉ PENA is 66 years old, has coverage under an employer plan and
will retire next year. She heard she must enroll in Part B at the
beginning of the year to ensure no gap in coverage.
(Medicare Premiums for Part B). Answer: She MAY enroll at any time
while she is covered under her employer plan, but she will have a
special eight-month enrollment period that differs from the
standard general enrollment period, during which she may enroll in
Medicare Part B.
◉ KELLY is entitled to Part A, but is not yet enrolled in Part B. She is
considering enrollment in a Medicare health plan. What should you
advise her to do before she will be able to enroll into a Medicare
health plan?
(Medicare Eligibility). Answer: In order to joint a Medicare health
plan, she also MUST enroll in Part B
◉ TOMA has a low, fixed income. What could you tell her that might
be of assistance?
ACTUAL QUESTIONS AND CORRECT ANSWERS
◉ BAUER is 49 years old, but eighteen months ago was declared
disabled by the SSA and has been receiving disability payments. He
is wonder whether he can obtain coverage under Medicare.
(Medicare Entitlement Part B). Answer: After receiving such
disability payments for 24 months, he WILL BE AUTOMATICALLY
enrolled in Medicare, regardless of age.
◉ DAVIS is 49 years old and has been receiving disability benefits
from SSA for 12 months. Can you sell him a MA or Part D Rx policy?
(Medicare Entitlement Part B: Medicare Eligibility Part C/D).
Answer: NO, he can't purchase a MA or Part D policy because he has
NOT received SSA or RR disability benefits for 24 months.
◉ HENDERSON believes that she will qualify for Medicare coverage
when she turns 65, without paying any premiums, because she has
been working for 40 years and paying Medicare taxes.
(Medicare Premiums for Part B). Answer: In order to obtain Part B
coverage, she must pay a STANDARD MONTHLY premium , though it
is HIGHER for individuals with higher income.
, ◉ DIAZ continued working wit his company and was insured under
his employer's group plan until he reached 68. He has heard that
there is a premium penalty for those who did not sign up for Part B
when first eligible and wants to know how much he will have to pay.
(Medicare Premiums Part B). Answer: Mr. Diaz will not pay any
penalty because he had continuous coverage under his employer's
plan.
◉ PENA is 66 years old, has coverage under an employer plan and
will retire next year. She heard she must enroll in Part B at the
beginning of the year to ensure no gap in coverage.
(Medicare Premiums for Part B). Answer: She MAY enroll at any time
while she is covered under her employer plan, but she will have a
special eight-month enrollment period that differs from the
standard general enrollment period, during which she may enroll in
Medicare Part B.
◉ KELLY is entitled to Part A, but is not yet enrolled in Part B. She is
considering enrollment in a Medicare health plan. What should you
advise her to do before she will be able to enroll into a Medicare
health plan?
(Medicare Eligibility). Answer: In order to joint a Medicare health
plan, she also MUST enroll in Part B
◉ TOMA has a low, fixed income. What could you tell her that might
be of assistance?
