Insurance Licensing
NY-Independent-General-Adjuster
NewYorkIndependent General Adjuster (Series 17-70)
Exam Version: 6.0
Questions & Answers PDF
(Demo Version - Limited Content)
For More Information - Visit link below:
https://p2pexam.com/ny-independent-general-adjuster
, Question 1. (Single Select)
Which of the following is a disruption of a joint in which the bone ends are no longer in contact?
A: Fracture
B: Dislocation
C: Sprain
D: Strain
Answer: B
Explanation:
The correct answer is B -- Dislocation. A dislocation is a joint injury in which the normal relationship
between the bones forming the joint is disrupted and the bone ends are forced out of their normal position.
MedlinePlus describes a dislocation as disruption of the normal position of the ends of two or more bones
where they meet at a joint.
A fracture, option A, is a break in a bone and does not necessarily involve displacement of a joint. A sprain,
option C, involves stretching or tearing of ligaments that stabilize a joint, while the articulating bones may
remain in their normal relationship. A strain, option D, principally involves injury to a muscle or tendon.
This terminology matters to an independent adjuster because accident, automobile, liability, disability, and
workers compensation claims frequently require review of medical reports. The nature of an injury affects
causation analysis, treatment requirements, expected recovery, disability duration, and valuation of
damages.
The Series 17-70 curriculum includes interpretation of medical reports, basic anatomy, medical terminology,
and common injuries as part of claims adjustment knowledge. A joint whose opposing bone surfaces are no
longer normally positioned is therefore describing a dislocation, not merely a sprain or fracture.
Question 2. (Single Select)
A commercial umbrella policy provides coverage in which of the following situations?
A: A loss is covered under the underlying contract but the insurer of that contract becomes insolvent.
B: There is a large claim on a personal auto policy.
C: A loss contained within the underlying limit.
https://p2pexam.com/ny-independent-general-adjuster Page 2 of 11
NY-Independent-General-Adjuster
NewYorkIndependent General Adjuster (Series 17-70)
Exam Version: 6.0
Questions & Answers PDF
(Demo Version - Limited Content)
For More Information - Visit link below:
https://p2pexam.com/ny-independent-general-adjuster
, Question 1. (Single Select)
Which of the following is a disruption of a joint in which the bone ends are no longer in contact?
A: Fracture
B: Dislocation
C: Sprain
D: Strain
Answer: B
Explanation:
The correct answer is B -- Dislocation. A dislocation is a joint injury in which the normal relationship
between the bones forming the joint is disrupted and the bone ends are forced out of their normal position.
MedlinePlus describes a dislocation as disruption of the normal position of the ends of two or more bones
where they meet at a joint.
A fracture, option A, is a break in a bone and does not necessarily involve displacement of a joint. A sprain,
option C, involves stretching or tearing of ligaments that stabilize a joint, while the articulating bones may
remain in their normal relationship. A strain, option D, principally involves injury to a muscle or tendon.
This terminology matters to an independent adjuster because accident, automobile, liability, disability, and
workers compensation claims frequently require review of medical reports. The nature of an injury affects
causation analysis, treatment requirements, expected recovery, disability duration, and valuation of
damages.
The Series 17-70 curriculum includes interpretation of medical reports, basic anatomy, medical terminology,
and common injuries as part of claims adjustment knowledge. A joint whose opposing bone surfaces are no
longer normally positioned is therefore describing a dislocation, not merely a sprain or fracture.
Question 2. (Single Select)
A commercial umbrella policy provides coverage in which of the following situations?
A: A loss is covered under the underlying contract but the insurer of that contract becomes insolvent.
B: There is a large claim on a personal auto policy.
C: A loss contained within the underlying limit.
https://p2pexam.com/ny-independent-general-adjuster Page 2 of 11
