OHIO LIFE, ACCIDENT & HEALTH INSURANCE
EXAM SERIES 11–35 COMPLETE STUDY GUIDE
AND PRACTICE QUESTIONS 2026
◉ An agent is legally permitted to share his/her commissions.
Answer: with another licensed agent
◉ Medicare Part B covers.
Answer: doctor's charges
◉ An agent's renewal date for his/her license is on or before.
Answer: the last day of the licensee's birth month
◉ Paul is an employee who caught a disease unique to the trade in
which he was exposed to. Paul has a(n).
Answer: occupational disease
◉ Carole is a licensed agent who lives in Michigan and transacts
insurance in Ohio. In Ohio, Carole is considered to be a(n).
Answer: nonresident agent
,◉ The federal employees benefit program consists of two types of
health plans for federal civilian employees. The two plans are fee for
service and.
Answer: prepaid
◉ Inducement is BEST defined as.
Answer: offering to buy, sell, give, or allow a prospective insured
employment, stock or special favors in exchange for an insurance
transaction
◉ What is Medicare B also known as.
Answer: supplementary medical insurance
◉ Ohio requires that a license complete how many hours of
continuing education on the subject of ethics every reporting period.
Answer: 3
◉ What type of injury would NOT be covered under a health
insurance policy?.
Answer: work-related
◉ Replacement can be described as.
Answer: Exchanging a new policy for one already in force
, ◉ When a preferred provider organization (PPO) insured goes out-
of-network, which of the following actions occur?.
Answer: The insurer will pay a reduced amount
◉ Knowingly making an untrue or incomplete statement during an
insurance transaction is considered an example of.
Answer: Misrepresentation
◉ When comparing an HIC to a PPO, the PPO.
Answer: provides a greater choice of providers
◉ When screening an applicant for HIV, the insurer.
Answer: may require a blood test for HIV
◉ Which of the following is Medicare part B also known as.
Answer: medical insurance
◉ Which of the following is not a specific power given to the
superintendent.
Answer: Enact insurance legislation
EXAM SERIES 11–35 COMPLETE STUDY GUIDE
AND PRACTICE QUESTIONS 2026
◉ An agent is legally permitted to share his/her commissions.
Answer: with another licensed agent
◉ Medicare Part B covers.
Answer: doctor's charges
◉ An agent's renewal date for his/her license is on or before.
Answer: the last day of the licensee's birth month
◉ Paul is an employee who caught a disease unique to the trade in
which he was exposed to. Paul has a(n).
Answer: occupational disease
◉ Carole is a licensed agent who lives in Michigan and transacts
insurance in Ohio. In Ohio, Carole is considered to be a(n).
Answer: nonresident agent
,◉ The federal employees benefit program consists of two types of
health plans for federal civilian employees. The two plans are fee for
service and.
Answer: prepaid
◉ Inducement is BEST defined as.
Answer: offering to buy, sell, give, or allow a prospective insured
employment, stock or special favors in exchange for an insurance
transaction
◉ What is Medicare B also known as.
Answer: supplementary medical insurance
◉ Ohio requires that a license complete how many hours of
continuing education on the subject of ethics every reporting period.
Answer: 3
◉ What type of injury would NOT be covered under a health
insurance policy?.
Answer: work-related
◉ Replacement can be described as.
Answer: Exchanging a new policy for one already in force
, ◉ When a preferred provider organization (PPO) insured goes out-
of-network, which of the following actions occur?.
Answer: The insurer will pay a reduced amount
◉ Knowingly making an untrue or incomplete statement during an
insurance transaction is considered an example of.
Answer: Misrepresentation
◉ When comparing an HIC to a PPO, the PPO.
Answer: provides a greater choice of providers
◉ When screening an applicant for HIV, the insurer.
Answer: may require a blood test for HIV
◉ Which of the following is Medicare part B also known as.
Answer: medical insurance
◉ Which of the following is not a specific power given to the
superintendent.
Answer: Enact insurance legislation
