AHIP Medicare Enrollment Examination
Questions And Correct Answers (Verified
Answers) Plus Rationales 2026 Q&A |
Instant Download Pdf
1. Which Medicare enrollment period is generally available to an
individual when they first become eligible for Medicare at age 65?
A. General Enrollment Period
B. Medicare Advantage Open Enrollment Period
C. Initial Enrollment Period
D. Annual Election Period
Answer: C. Initial Enrollment Period
Rationale: The Initial Enrollment Period is the first opportunity for
most people to enroll in Medicare. For someone becoming eligible
because of age, it generally surrounds the month they turn 65 and
provides an opportunity to enroll in Part A and Part B and, when
eligible, Medicare Advantage or Part D coverage.
2. For a person becoming eligible for Medicare because of age, when
does the Initial Enrollment Period generally begin?
A. Three months before the month the person turns 65
B. The month the person turns 65
C. One month after the person turns 65
D. January 1 of the year the person turns 65
Answer: A. Three months before the month the person turns 65
Rationale: The age-based Initial Enrollment Period generally begins
three months before the individual's 65th-birthday month and
,continues through three months after that month. This seven-month
period gives the beneficiary several opportunities to complete
enrollment.
3. How long is the age-based Initial Enrollment Period generally?
A. Five months
B. Six months
C. Seven months
D. Twelve months
Answer: C. Seven months
Rationale: The Initial Enrollment Period for people becoming eligible
because of age generally consists of the three months before the
birthday month, the birthday month itself, and the three months
afterward, for a total of seven months.
4. A beneficiary is already enrolled in Medicare Part A and first
becomes eligible for Part B. What special enrollment concept can
allow the person to join a Medicare Advantage plan after obtaining
Part B?
A. Medicare Advantage Open Enrollment Period only
B. Initial Enrollment Period for someone new to Part B
C. Annual Election Period only
D. Part D Special Enrollment Period only
Answer: B. Initial Enrollment Period for someone new to Part B
Rationale: Medicare provides an enrollment opportunity for a person
who already has Part A and later obtains Part B for the first time. This
can allow the individual to enroll in a Medicare Advantage plan
during the applicable period.
, 5. What is the General Enrollment Period for Medicare Part A and
Part B?
A. October 15 through December 7
B. July 1 through September 30
C. January 1 through March 31
D. April 1 through June 30
Answer: C. January 1 through March 31
Rationale: The Medicare General Enrollment Period occurs annually
from January 1 through March 31. People who enroll during this
period may have a late-enrollment penalty if they were not eligible for
a Special Enrollment Period.
6. What generally happens to Part B coverage when an eligible
person enrolls during the General Enrollment Period?
A. Coverage always begins immediately
B. Coverage begins January 1 of the following year
C. Coverage generally begins the month after enrollment
D. Coverage begins six months later
Answer: C. Coverage generally begins the month after enrollment
Rationale: Current Medicare guidance states that Part B coverage
obtained through the General Enrollment Period generally starts the
month after the individual signs up. Late-enrollment penalties may
also apply when the individual lacked a qualifying Special Enrollment
Period.
7. Which enrollment period occurs annually from October 15 through
December 7?
A. General Enrollment Period
B. Medicare Open Enrollment Period
, C. Medicare Advantage Open Enrollment Period
D. Initial Enrollment Period
Answer: B. Medicare Open Enrollment Period
Rationale: The Medicare Open Enrollment Period, commonly called
the Annual Election Period, runs from October 15 through December
7. Beneficiaries can make several types of Medicare Advantage and
Part D changes during this period.
8. When does a change made during the Medicare Open Enrollment
Period generally take effect?
A. Immediately
B. The first day of the following month
C. March 1
D. January 1 of the following year
Answer: D. January 1 of the following year
Rationale: Changes made during the October 15–December 7 Open
Enrollment Period generally take effect January 1 of the following
year, provided the plan receives the enrollment request by the
applicable deadline.
9. Which beneficiary can generally use the Medicare Advantage
Open Enrollment Period?
A. Anyone with Original Medicare
B. Anyone without Medicare Part B
C. A beneficiary already enrolled in a Medicare Advantage plan
D. Anyone under age 65 without Medicare
Answer: C. A beneficiary already enrolled in a Medicare Advantage
plan
Questions And Correct Answers (Verified
Answers) Plus Rationales 2026 Q&A |
Instant Download Pdf
1. Which Medicare enrollment period is generally available to an
individual when they first become eligible for Medicare at age 65?
A. General Enrollment Period
B. Medicare Advantage Open Enrollment Period
C. Initial Enrollment Period
D. Annual Election Period
Answer: C. Initial Enrollment Period
Rationale: The Initial Enrollment Period is the first opportunity for
most people to enroll in Medicare. For someone becoming eligible
because of age, it generally surrounds the month they turn 65 and
provides an opportunity to enroll in Part A and Part B and, when
eligible, Medicare Advantage or Part D coverage.
2. For a person becoming eligible for Medicare because of age, when
does the Initial Enrollment Period generally begin?
A. Three months before the month the person turns 65
B. The month the person turns 65
C. One month after the person turns 65
D. January 1 of the year the person turns 65
Answer: A. Three months before the month the person turns 65
Rationale: The age-based Initial Enrollment Period generally begins
three months before the individual's 65th-birthday month and
,continues through three months after that month. This seven-month
period gives the beneficiary several opportunities to complete
enrollment.
3. How long is the age-based Initial Enrollment Period generally?
A. Five months
B. Six months
C. Seven months
D. Twelve months
Answer: C. Seven months
Rationale: The Initial Enrollment Period for people becoming eligible
because of age generally consists of the three months before the
birthday month, the birthday month itself, and the three months
afterward, for a total of seven months.
4. A beneficiary is already enrolled in Medicare Part A and first
becomes eligible for Part B. What special enrollment concept can
allow the person to join a Medicare Advantage plan after obtaining
Part B?
A. Medicare Advantage Open Enrollment Period only
B. Initial Enrollment Period for someone new to Part B
C. Annual Election Period only
D. Part D Special Enrollment Period only
Answer: B. Initial Enrollment Period for someone new to Part B
Rationale: Medicare provides an enrollment opportunity for a person
who already has Part A and later obtains Part B for the first time. This
can allow the individual to enroll in a Medicare Advantage plan
during the applicable period.
, 5. What is the General Enrollment Period for Medicare Part A and
Part B?
A. October 15 through December 7
B. July 1 through September 30
C. January 1 through March 31
D. April 1 through June 30
Answer: C. January 1 through March 31
Rationale: The Medicare General Enrollment Period occurs annually
from January 1 through March 31. People who enroll during this
period may have a late-enrollment penalty if they were not eligible for
a Special Enrollment Period.
6. What generally happens to Part B coverage when an eligible
person enrolls during the General Enrollment Period?
A. Coverage always begins immediately
B. Coverage begins January 1 of the following year
C. Coverage generally begins the month after enrollment
D. Coverage begins six months later
Answer: C. Coverage generally begins the month after enrollment
Rationale: Current Medicare guidance states that Part B coverage
obtained through the General Enrollment Period generally starts the
month after the individual signs up. Late-enrollment penalties may
also apply when the individual lacked a qualifying Special Enrollment
Period.
7. Which enrollment period occurs annually from October 15 through
December 7?
A. General Enrollment Period
B. Medicare Open Enrollment Period
, C. Medicare Advantage Open Enrollment Period
D. Initial Enrollment Period
Answer: B. Medicare Open Enrollment Period
Rationale: The Medicare Open Enrollment Period, commonly called
the Annual Election Period, runs from October 15 through December
7. Beneficiaries can make several types of Medicare Advantage and
Part D changes during this period.
8. When does a change made during the Medicare Open Enrollment
Period generally take effect?
A. Immediately
B. The first day of the following month
C. March 1
D. January 1 of the following year
Answer: D. January 1 of the following year
Rationale: Changes made during the October 15–December 7 Open
Enrollment Period generally take effect January 1 of the following
year, provided the plan receives the enrollment request by the
applicable deadline.
9. Which beneficiary can generally use the Medicare Advantage
Open Enrollment Period?
A. Anyone with Original Medicare
B. Anyone without Medicare Part B
C. A beneficiary already enrolled in a Medicare Advantage plan
D. Anyone under age 65 without Medicare
Answer: C. A beneficiary already enrolled in a Medicare Advantage
plan
