WASHINGTON LAWS AND RULES PERTINENT TO INSURANCE
EXAM ACTUAL EXAM 2026 || MOST RECENT EXAM 2026|2027
ACTUAL COMPLETE REAL EXAM QUESTIONS AND CORRECT
ANSWERS (VERIFIED ANSWERS) ALREADY GRADED A+ |
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Which state agency is primarily responsible for regulating insurance in
Washington?
A. Washington Department of Revenue
B. Washington Office of the Insurance Commissioner
C. Washington Department of Licensing
D. Washington Attorney General's Office
Answer: B. Washington Office of the Insurance Commissioner
Rationale: The Washington Office of the Insurance Commissioner
(OIC) regulates the insurance industry in Washington, administers
insurance laws and rules, licenses insurance professionals, and protects
insurance consumers. The OIC is headed by the elected Insurance
Commissioner. The Department of Licensing handles many professional
licenses but is not the primary regulator of insurance.
Which Washington statutory title contains the principal provisions
governing insurance producers, title insurance agents, and adjusters?
A. Title 18 RCW
B. Title 19 RCW
,C. Chapter 48.17 RCW
D. Chapter 46.20 RCW
Answer: C. Chapter 48.17 RCW
Rationale: Chapter 48.17 RCW contains major Washington
requirements concerning insurance producers, title insurance agents,
and adjusters. Licensing, examinations, appointments, conduct, records,
and disciplinary provisions are among the subjects addressed in this
chapter.
In Washington, an insurance producer is generally a person licensed to
do which of the following?
A. Only investigate insurance claims
B. Sell, solicit, or negotiate insurance
C. Only approve insurance claims
D. Set insurance company premium rates
Answer: B. Sell, solicit, or negotiate insurance
Rationale: Washington defines an insurance producer in terms of
selling, soliciting, or negotiating insurance. A producer's authority is
tied to the lines of authority for which the producer is licensed.
Which Washington line of authority corresponds to what many other
states call the health insurance line?
,A. Casualty
B. Disability
C. Property
D. Personal lines
Answer: B. Disability
Rationale: Washington refers to the health line of authority as the
"disability" line. The OIC explains that health, disability, and
accident/sickness may be used to describe this line in this context.
Which of the following is generally a full line of producer authority in
Washington?
A. Life
B. Travel only
C. Credit only
D. Surety only
Answer: A. Life
Rationale: Washington identifies life, disability, property, casualty, and
personal lines as full lines of producer authority. Surety and credit are
limited lines, while travel has its own specific licensing requirements.
An individual wants to sell travel insurance in Washington. Which
statement is correct?
, A. A property license automatically authorizes travel insurance
B. A casualty license automatically authorizes travel insurance
C. Travel must specifically be listed as a line of authority
D. No insurance license is required for travel insurance
Answer: C. Travel must specifically be listed as a line of authority
Rationale: Washington specifically requires an individual or business
entity selling, soliciting, or negotiating travel insurance to have the
travel line of authority listed on the producer license. Holding life,
disability, property, or casualty authority alone does not automatically
provide travel authority.
What is the minimum passing score for the Washington state insurance
license examination?
A. 60%
B. 65%
C. 70%
D. 75%
Answer: C. 70%
Rationale: Washington's Office of the Insurance Commissioner
currently states that an applicant must score at least 70% to pass the
insurance license examination.
Which organization administers Washington insurance licensing
examinations?
EXAM ACTUAL EXAM 2026 || MOST RECENT EXAM 2026|2027
ACTUAL COMPLETE REAL EXAM QUESTIONS AND CORRECT
ANSWERS (VERIFIED ANSWERS) ALREADY GRADED A+ |
GUARANTEED SUCCESS!! NEWEST EXAM | JUST RELEASED!!
Which state agency is primarily responsible for regulating insurance in
Washington?
A. Washington Department of Revenue
B. Washington Office of the Insurance Commissioner
C. Washington Department of Licensing
D. Washington Attorney General's Office
Answer: B. Washington Office of the Insurance Commissioner
Rationale: The Washington Office of the Insurance Commissioner
(OIC) regulates the insurance industry in Washington, administers
insurance laws and rules, licenses insurance professionals, and protects
insurance consumers. The OIC is headed by the elected Insurance
Commissioner. The Department of Licensing handles many professional
licenses but is not the primary regulator of insurance.
Which Washington statutory title contains the principal provisions
governing insurance producers, title insurance agents, and adjusters?
A. Title 18 RCW
B. Title 19 RCW
,C. Chapter 48.17 RCW
D. Chapter 46.20 RCW
Answer: C. Chapter 48.17 RCW
Rationale: Chapter 48.17 RCW contains major Washington
requirements concerning insurance producers, title insurance agents,
and adjusters. Licensing, examinations, appointments, conduct, records,
and disciplinary provisions are among the subjects addressed in this
chapter.
In Washington, an insurance producer is generally a person licensed to
do which of the following?
A. Only investigate insurance claims
B. Sell, solicit, or negotiate insurance
C. Only approve insurance claims
D. Set insurance company premium rates
Answer: B. Sell, solicit, or negotiate insurance
Rationale: Washington defines an insurance producer in terms of
selling, soliciting, or negotiating insurance. A producer's authority is
tied to the lines of authority for which the producer is licensed.
Which Washington line of authority corresponds to what many other
states call the health insurance line?
,A. Casualty
B. Disability
C. Property
D. Personal lines
Answer: B. Disability
Rationale: Washington refers to the health line of authority as the
"disability" line. The OIC explains that health, disability, and
accident/sickness may be used to describe this line in this context.
Which of the following is generally a full line of producer authority in
Washington?
A. Life
B. Travel only
C. Credit only
D. Surety only
Answer: A. Life
Rationale: Washington identifies life, disability, property, casualty, and
personal lines as full lines of producer authority. Surety and credit are
limited lines, while travel has its own specific licensing requirements.
An individual wants to sell travel insurance in Washington. Which
statement is correct?
, A. A property license automatically authorizes travel insurance
B. A casualty license automatically authorizes travel insurance
C. Travel must specifically be listed as a line of authority
D. No insurance license is required for travel insurance
Answer: C. Travel must specifically be listed as a line of authority
Rationale: Washington specifically requires an individual or business
entity selling, soliciting, or negotiating travel insurance to have the
travel line of authority listed on the producer license. Holding life,
disability, property, or casualty authority alone does not automatically
provide travel authority.
What is the minimum passing score for the Washington state insurance
license examination?
A. 60%
B. 65%
C. 70%
D. 75%
Answer: C. 70%
Rationale: Washington's Office of the Insurance Commissioner
currently states that an applicant must score at least 70% to pass the
insurance license examination.
Which organization administers Washington insurance licensing
examinations?
