Pearson VUE: Casualty
Insurance Practice Exam
Questions and Answers
all updated 2026-2027
AnBinsuredBmayBcancelBaBPersonalBAutoBPolicyBbyBtakingBwhichBofBtheBfollowingBacti
ons?
A.BPayingBtheBinsuranceBcompanyBanyBpastBdueBpremiums
B.BWaitingBuntilBtheBpolicyBexpirationBdate
C.BGivingBwrittenBnoticeBtoBtheBinsuranceBcompany
D.BInformingBtheBproducerBbyBtelephoneB-BAnswerBC
InBinsurance,BwhichBofBtheBfollowingBtermsBrefersBtoBcontinuousBorBrepeatedBexposu
reBtoBconditionsBthatBmayBresultBinBbodilyBinjuryBorBdamageBneitherBexpectedBnorBi
ntended?
A.BAnBaccident
B.BAnBoccurrence
C.BAnBevent
D.BABconditionB-BAnswerBB
,WhichBofBtheBfollowingBvehiclesBisBconsideredBaBtemporaryBsubstituteBautoBunderBaB
PersonalBAutoBpolicy?
A.BABneighbor'sBpickupBtruckBborrowedBbyBanBinsuredBtoBrunBanBerrand
B.BAnBautoBpurchasedBbyBanBinsuredBtoBreplaceBaBpreviouslyBownedBvehicle
C.BAnBautoBrentedBbyBanBinsuredBwhenBtheBinsuredBisBonBvacation
D.BAnBautoBrentedBbyBanBinsuredBwhenBtheBinsured'sBcarBisBinBaBgarageBforBrepairs
B-BAnswerBD
AnBinsuranceBbinderBisBbestBdescribedBas:
A.BaBlargeBboundBvolumeBofBrules,Brates,BandBforms
B.BaBrateBmanualBsuppliedBbyBoneBofBtheBratingBorganizations
C.BaBtemporaryBagreementBtoBpayBaBclaimBpendingBfinalBsettlement
D.BtemporaryBshort-termBevidenceBofBcoverageB-BAnswerBD
AnythingBthatBincreasesBtheBchanceBofBlossBisBknownBasBa(n):
A.Brisk
B.Bhazard
, C.BdirectBloss
D.BindirectBlossB-BAnswerBB
TheBFairBCreditBReportingBActBrequiresBthe:
A.BinsuranceBcompanyBtoBreviewBtheBapplicant'sBcreditBhistoryBpriorBtoBunderwritingB
aBpolicy
B.BinsuranceBproducerBtoBsummarizeBaBpolicyBforBtheBinsured
C.BinsuranceBproducerBtoBreviewBtheBapplicant'sBcreditBhistoryBpriorBtoBissuingBaBpoli
cy
D.BinsuranceBcompanyBtoBinformBtheBapplicantBaBcreditBreportBmayBbeBobtainedB-
BAnswerBD
TheBlimitsBofBliabilityBareBfoundBinBwhichBofBtheBfollowingBsectionsBofBaBcasualtyBpo
licy?
A.BConditions
B.BInsuringBAgreement
C.BDeclarations
D.BDefinitionsB-BAnswerBC
Insurance Practice Exam
Questions and Answers
all updated 2026-2027
AnBinsuredBmayBcancelBaBPersonalBAutoBPolicyBbyBtakingBwhichBofBtheBfollowingBacti
ons?
A.BPayingBtheBinsuranceBcompanyBanyBpastBdueBpremiums
B.BWaitingBuntilBtheBpolicyBexpirationBdate
C.BGivingBwrittenBnoticeBtoBtheBinsuranceBcompany
D.BInformingBtheBproducerBbyBtelephoneB-BAnswerBC
InBinsurance,BwhichBofBtheBfollowingBtermsBrefersBtoBcontinuousBorBrepeatedBexposu
reBtoBconditionsBthatBmayBresultBinBbodilyBinjuryBorBdamageBneitherBexpectedBnorBi
ntended?
A.BAnBaccident
B.BAnBoccurrence
C.BAnBevent
D.BABconditionB-BAnswerBB
,WhichBofBtheBfollowingBvehiclesBisBconsideredBaBtemporaryBsubstituteBautoBunderBaB
PersonalBAutoBpolicy?
A.BABneighbor'sBpickupBtruckBborrowedBbyBanBinsuredBtoBrunBanBerrand
B.BAnBautoBpurchasedBbyBanBinsuredBtoBreplaceBaBpreviouslyBownedBvehicle
C.BAnBautoBrentedBbyBanBinsuredBwhenBtheBinsuredBisBonBvacation
D.BAnBautoBrentedBbyBanBinsuredBwhenBtheBinsured'sBcarBisBinBaBgarageBforBrepairs
B-BAnswerBD
AnBinsuranceBbinderBisBbestBdescribedBas:
A.BaBlargeBboundBvolumeBofBrules,Brates,BandBforms
B.BaBrateBmanualBsuppliedBbyBoneBofBtheBratingBorganizations
C.BaBtemporaryBagreementBtoBpayBaBclaimBpendingBfinalBsettlement
D.BtemporaryBshort-termBevidenceBofBcoverageB-BAnswerBD
AnythingBthatBincreasesBtheBchanceBofBlossBisBknownBasBa(n):
A.Brisk
B.Bhazard
, C.BdirectBloss
D.BindirectBlossB-BAnswerBB
TheBFairBCreditBReportingBActBrequiresBthe:
A.BinsuranceBcompanyBtoBreviewBtheBapplicant'sBcreditBhistoryBpriorBtoBunderwritingB
aBpolicy
B.BinsuranceBproducerBtoBsummarizeBaBpolicyBforBtheBinsured
C.BinsuranceBproducerBtoBreviewBtheBapplicant'sBcreditBhistoryBpriorBtoBissuingBaBpoli
cy
D.BinsuranceBcompanyBtoBinformBtheBapplicantBaBcreditBreportBmayBbeBobtainedB-
BAnswerBD
TheBlimitsBofBliabilityBareBfoundBinBwhichBofBtheBfollowingBsectionsBofBaBcasualtyBpo
licy?
A.BConditions
B.BInsuringBAgreement
C.BDeclarations
D.BDefinitionsB-BAnswerBC