6-20 Florida Insurance Adjuster
6-20 Florida Insurance Adjuster
Study online at https://quizlet.com/_easuv0
1. Auto Insurance for a driver who doesn't own a car name non owned
2. Punishment for not having PIP in Florids SR-22 Coverage. More ex-
pensive and you must carry
for 3 years
3. the death benefit from PIP $5,000
4. what will basic PIP pay for? medical bills, lost
wages, replacement services
(80%,60%,100%)
5. what vehicles are required to have PIP 4 or more wheels licensed
for road use incl trailers and
semis
6. Does PIP follow the person or the vehicle? follow the person
7. What actions are not covered under PIP self inflicted injury, injury
from illegal action, inj in
uninsured vehicle are not
covered
8. When does PIP apply outside of Florida? In insured car and the in-
sured driver is driving
9. Who is required to have PIP? Title owners, debtors in pos-
session, leases longer than
6 months, non residents in
Florida for 90 days in the
precious 365
10. What autos are covered under a policy?
Page 1 of 19
, 6-20 Florida Insurance Adjuster
6-20 Florida Insurance Adjuster
Study online at https://quizlet.com/_easuv0
listed vehicles, newly ac-
quired vehicles, trailers,
temporary replacement
11. Personal Auto Insurance Policy Part A This section covers incidents
due to Liability in an auto
claim
12. What is excluded from Part A liability coverage? illegal acts, intentional acts,
property of insured
13. What is covered under Personal Auto Part B MedPay
14. Does Medpay apply to the insured under own policy? Yes
15. When will MedPay not be applied? Less than 4 wheels, if
workers comp is available,
non-permissive users, fur-
nished for regular use
16. What is covered in Personal Auto Part C Uninsured motorist is cov-
ered under this part for Per-
sonal Auto
17. What is covered under uninsured motorist Personal The uninsured, the under-
Auto Part C insured, insolvency in insur-
ance, hit & run, refusal to pay
from insurance are covered
under Part C.
18. What form must be turned in to reject or lower UM selection/rejection form
coverage
19. what is covered under Part D personal auto policy? Physical Damage
Page 2 of 19
, 6-20 Florida Insurance Adjuster
6-20 Florida Insurance Adjuster
Study online at https://quizlet.com/_easuv0
20. What are Collision and Comprehen-
sive (other than collision)
21. what is described in Part E of personal auto? Duties
22. what is described in Part F General Provisions
23. what are the premium rating factors for personal age/gender/marital status,
auto coverage usage, record, vehicle, cov-
erage, credit score
24. Rating factors for a business auto policy Driving Radius, Weight, Ter-
ritory, Business Use
25. What properties are eligible for Dwelling Protection low-value dwellings, mobile
Insurers homes, business owned,
rented dwellings, no larger
than 4 units
26. What describes an insurance policy which covers all all risk
perils not excluded
27. Business Auto Policy Insurance policy meant for
those in the automobile
business
28. DP Part A The part responsible for in-
suring the dwelling. can be
insured for any amount
29. DP Part B insures unattached struc-
tures in a DP Policy for 10%
of Part A
Page 3 of 19
6-20 Florida Insurance Adjuster
Study online at https://quizlet.com/_easuv0
1. Auto Insurance for a driver who doesn't own a car name non owned
2. Punishment for not having PIP in Florids SR-22 Coverage. More ex-
pensive and you must carry
for 3 years
3. the death benefit from PIP $5,000
4. what will basic PIP pay for? medical bills, lost
wages, replacement services
(80%,60%,100%)
5. what vehicles are required to have PIP 4 or more wheels licensed
for road use incl trailers and
semis
6. Does PIP follow the person or the vehicle? follow the person
7. What actions are not covered under PIP self inflicted injury, injury
from illegal action, inj in
uninsured vehicle are not
covered
8. When does PIP apply outside of Florida? In insured car and the in-
sured driver is driving
9. Who is required to have PIP? Title owners, debtors in pos-
session, leases longer than
6 months, non residents in
Florida for 90 days in the
precious 365
10. What autos are covered under a policy?
Page 1 of 19
, 6-20 Florida Insurance Adjuster
6-20 Florida Insurance Adjuster
Study online at https://quizlet.com/_easuv0
listed vehicles, newly ac-
quired vehicles, trailers,
temporary replacement
11. Personal Auto Insurance Policy Part A This section covers incidents
due to Liability in an auto
claim
12. What is excluded from Part A liability coverage? illegal acts, intentional acts,
property of insured
13. What is covered under Personal Auto Part B MedPay
14. Does Medpay apply to the insured under own policy? Yes
15. When will MedPay not be applied? Less than 4 wheels, if
workers comp is available,
non-permissive users, fur-
nished for regular use
16. What is covered in Personal Auto Part C Uninsured motorist is cov-
ered under this part for Per-
sonal Auto
17. What is covered under uninsured motorist Personal The uninsured, the under-
Auto Part C insured, insolvency in insur-
ance, hit & run, refusal to pay
from insurance are covered
under Part C.
18. What form must be turned in to reject or lower UM selection/rejection form
coverage
19. what is covered under Part D personal auto policy? Physical Damage
Page 2 of 19
, 6-20 Florida Insurance Adjuster
6-20 Florida Insurance Adjuster
Study online at https://quizlet.com/_easuv0
20. What are Collision and Comprehen-
sive (other than collision)
21. what is described in Part E of personal auto? Duties
22. what is described in Part F General Provisions
23. what are the premium rating factors for personal age/gender/marital status,
auto coverage usage, record, vehicle, cov-
erage, credit score
24. Rating factors for a business auto policy Driving Radius, Weight, Ter-
ritory, Business Use
25. What properties are eligible for Dwelling Protection low-value dwellings, mobile
Insurers homes, business owned,
rented dwellings, no larger
than 4 units
26. What describes an insurance policy which covers all all risk
perils not excluded
27. Business Auto Policy Insurance policy meant for
those in the automobile
business
28. DP Part A The part responsible for in-
suring the dwelling. can be
insured for any amount
29. DP Part B insures unattached struc-
tures in a DP Policy for 10%
of Part A
Page 3 of 19
