LATEST Florida 2-20 Agents License Exam:
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Complete Study Guide = = =
200 Real Exam Questions & Answers for FL
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General Lines Agent Certification | Updated
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2026/2027 =
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SECTION 1: GENERAL INSURANCE PRINCIPLES (Questions 135)
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Question 1: = =
What is the primary purpose of the Florida 2-
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20 General Lines Agent license?
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A) To sell only life and health insurance
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B) To sell property and casualty insurance, including auto, home
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owners, and commercial lines C) To adjust insurance claims on
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ly =
D) To sell only health insurance
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,Answer: B) To sell property and casualty insurance, including aut
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o, homeowners, and commercial lines
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Rationale: The Florida 2- = = =
20 General Lines Agent license authorizes the sale of property and c
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asualty (P&C) insurance such as auto, homeowners, renters, and man
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y types of commercial coverage . This is one of the broadest insuranc
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e licenses in Florida, covering property, casualty, surety, marine, he
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alth, and miscellaneous lines .
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Question 2: = =
Who must have a 2-20 license in Florida?
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A) Anyone selling only life insurance = = = = =
B) Anyone selling property and casualty insurance to the public
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C) Only insurance company employees
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D) Only claims adjusters = = =
Answer: B) Anyone selling property and casualty insurance to the
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public
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Rationale: The 2- = =
20 General Lines Agent license is required for individuals who wish t
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o sell property and casualty insurance products to the public in Florid
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, a . This includes auto, homeowners, commercial property, general lia
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bility, workers' compensation, and other P&C lines .
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Question 3: = =
What is the minimum age requirement for a Florida 2-20 license?
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A) 16 years old = = =
B) 18 years old = = =
C) 21 years old = = =
D) 25 years old = = =
Answer: B) 18 years old = = = = =
Rationale: Florida law requires all applicants for the 2-
= = = = = = = =
20 General Lines Agent license to be at least 18 years of age . This is
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a baseline eligibility requirement for all insurance licenses in the stat
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e. =
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Question 4: = =
How many hours of pre-
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licensing education are required for the Florida 2-20 license?
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A) 40 hours = =
= = = = = =
Complete Study Guide = = =
200 Real Exam Questions & Answers for FL
= = = = = = =
General Lines Agent Certification | Updated
= = = = = =
2026/2027 =
=
SECTION 1: GENERAL INSURANCE PRINCIPLES (Questions 135)
= = = = = = =
=
Question 1: = =
What is the primary purpose of the Florida 2-
= = = = = = = =
20 General Lines Agent license?
= = = = =
A) To sell only life and health insurance
= = = = = = =
B) To sell property and casualty insurance, including auto, home
= = = = = = = =
owners, and commercial lines C) To adjust insurance claims on
= = = = = = = = =
ly =
D) To sell only health insurance
= = = = = =
,Answer: B) To sell property and casualty insurance, including aut
= = = = = = = = =
o, homeowners, and commercial lines
= = = = =
Rationale: The Florida 2- = = =
20 General Lines Agent license authorizes the sale of property and c
= = = = = = = = = = =
asualty (P&C) insurance such as auto, homeowners, renters, and man
= = = = = = = = =
y types of commercial coverage . This is one of the broadest insuranc
= = = = = = = = = = = =
e licenses in Florida, covering property, casualty, surety, marine, he
= = = = = = = = =
alth, and miscellaneous lines .
= = = = =
=
Question 2: = =
Who must have a 2-20 license in Florida?
= = = = = = = =
A) Anyone selling only life insurance = = = = =
B) Anyone selling property and casualty insurance to the public
= = = = = = = = =
C) Only insurance company employees
= = = =
D) Only claims adjusters = = =
Answer: B) Anyone selling property and casualty insurance to the
= = = = = = = = =
public
= =
Rationale: The 2- = =
20 General Lines Agent license is required for individuals who wish t
= = = = = = = = = = =
o sell property and casualty insurance products to the public in Florid
= = = = = = = = = = =
, a . This includes auto, homeowners, commercial property, general lia
= = = = = = = = =
bility, workers' compensation, and other P&C lines .
= = = = = = = =
=
Question 3: = =
What is the minimum age requirement for a Florida 2-20 license?
= = = = = = = = = = =
A) 16 years old = = =
B) 18 years old = = =
C) 21 years old = = =
D) 25 years old = = =
Answer: B) 18 years old = = = = =
Rationale: Florida law requires all applicants for the 2-
= = = = = = = =
20 General Lines Agent license to be at least 18 years of age . This is
= = = = = = = = = = = = = = =
a baseline eligibility requirement for all insurance licenses in the stat
= = = = = = = = = = =
e. =
=
Question 4: = =
How many hours of pre-
= = = =
licensing education are required for the Florida 2-20 license?
= = = = = = = = =
A) 40 hours = =
