NJ TITLE INSURANCE EXAM CORE TITLE
SEARCH, EXAMINATION, AND CLOSING
PROCEDURES REVIEW 2026
◉ Datum.
Answer: a point, line, or surface from which elevations are measured
or indicated
◉ Bequest.
Answer: Gift of personal property by Will.
◉ General Partnership.
Answer: A business relationship where all the partners participate
in some extent in the operation and management of the business
and may be held personally liability for business losses and
obligations
◉ Constructive Eviction.
Answer: "Self eviction" by the tenant because the property cannot be
used for the purpose for which it was rented.
◉ Pur Autre Vie.
,Answer: For The Life Of Another ; A life estate measured by the life
of someone other than the tenant
◉ Bilateral Contracts.
Answer: Both parties promise to do something ; one promise is
given in exchange for another
- real estate contracts
◉ Bundle of Rights.
Answer: Buying the rights previously held by the seller
1) the right of possession
2) the right to use the property in any legal manner
3) the right of enjoyment
4) the right of exclusion
5) the right of disposition
◉ Judgement.
Answer: A court decision regarding the respective claims of the
parties to an action
,After recorded, this usually becomes a general lien on the property
of the defendant
◉ Spot Zoning.
Answer: A use Variance for a specific property.
◉ Set Back.
Answer: The distance set by zoning ordinances from adjoining
property lines limiting the placement of a building / space between
houses
◉ General Lien.
Answer: A lien against all the property / assets someone owns
(Judgements, federal / state taxes, debts of dead person, IRS taxes)
◉ Police Power.
Answer: The power vested in a state to establish legislation to
preserve order, protect the public health and safety and promote
general welfare (environmental protection laws, zoning & building
ordinances)
◉ Graduated Payment Plan (Adjustable Rate Mortgage).
, Answer: A mortgage in which payments are lowered intentionally
then increase to make up the difference.
◉ Breach of Contract.
Answer: Default on a contract by one or two parties.
◉ Riparian Rights.
Answer: Land bordered or traversed by a stream of waterway ; use
of water by adjoining landowners
If a stream is identified as non navigable by a federal survey map
◉ Involuntary Alienation.
Answer: title of property is transferred without the owners content,
such as: Adverse Possession, Eminent Domain, Escheat or
Foreclosure
◉ Chattels.
Answer: Movable personal property
◉ Seisin.
Answer: The grantor warrants that he is the owner of the property
and has the right to convey title to it
SEARCH, EXAMINATION, AND CLOSING
PROCEDURES REVIEW 2026
◉ Datum.
Answer: a point, line, or surface from which elevations are measured
or indicated
◉ Bequest.
Answer: Gift of personal property by Will.
◉ General Partnership.
Answer: A business relationship where all the partners participate
in some extent in the operation and management of the business
and may be held personally liability for business losses and
obligations
◉ Constructive Eviction.
Answer: "Self eviction" by the tenant because the property cannot be
used for the purpose for which it was rented.
◉ Pur Autre Vie.
,Answer: For The Life Of Another ; A life estate measured by the life
of someone other than the tenant
◉ Bilateral Contracts.
Answer: Both parties promise to do something ; one promise is
given in exchange for another
- real estate contracts
◉ Bundle of Rights.
Answer: Buying the rights previously held by the seller
1) the right of possession
2) the right to use the property in any legal manner
3) the right of enjoyment
4) the right of exclusion
5) the right of disposition
◉ Judgement.
Answer: A court decision regarding the respective claims of the
parties to an action
,After recorded, this usually becomes a general lien on the property
of the defendant
◉ Spot Zoning.
Answer: A use Variance for a specific property.
◉ Set Back.
Answer: The distance set by zoning ordinances from adjoining
property lines limiting the placement of a building / space between
houses
◉ General Lien.
Answer: A lien against all the property / assets someone owns
(Judgements, federal / state taxes, debts of dead person, IRS taxes)
◉ Police Power.
Answer: The power vested in a state to establish legislation to
preserve order, protect the public health and safety and promote
general welfare (environmental protection laws, zoning & building
ordinances)
◉ Graduated Payment Plan (Adjustable Rate Mortgage).
, Answer: A mortgage in which payments are lowered intentionally
then increase to make up the difference.
◉ Breach of Contract.
Answer: Default on a contract by one or two parties.
◉ Riparian Rights.
Answer: Land bordered or traversed by a stream of waterway ; use
of water by adjoining landowners
If a stream is identified as non navigable by a federal survey map
◉ Involuntary Alienation.
Answer: title of property is transferred without the owners content,
such as: Adverse Possession, Eminent Domain, Escheat or
Foreclosure
◉ Chattels.
Answer: Movable personal property
◉ Seisin.
Answer: The grantor warrants that he is the owner of the property
and has the right to convey title to it
