FiCEP Exam (Financial Counseling Certification
Program) Questions with Correct Answers
Money avoidance is the idea that money is evil or ______________
undeserved
The idea that money is the way to solve all a member's problems is money
______________
worship
Money ____________ is the member's belief that wealth is tied to self-worth.
Money is seen as a member's way to one-up others.
Status
Money vigilance is a member's perceived need for ___________ about their
financial matters.
secrecy
,The ideal spending cycle a member should strive to be in is _________ /
_______________ / ____________. This group pays themselves first
earn save spend
Factors impacting money _____________ can include childhood experiences,
emotional disorders, out of control spending or ignoring the problem.
attitudes
The most basic need members have is ___________________ needs like food,
shelter, and clothing. This is the _____ of the pyramid on Maslow's hierarchy of
needs.
physiological, base
The _______ brain sees things in a logical way while the ______ brain may add
color and creativity to the thought process.
left, right
A right brain person could benefit from a list with ________________ while you
are sharing information.
illustrations
,The ____________ zone of the Johari Window includes things known to others
(counselor) but unknown to self (member).
blind
The three types of financial counseling are ____________, _______________, and
____________.
productive, preventative, and remedial
A counselor should seek to understand all the facts bout a client's circumstances
before generating alternatives using both _____________ and _______________
cues.
verbal, nonverbal
There are four steps in the member's change process. In sequential order they are:
1. Recognizing the _________ for change.
2. Gather ___________ and introduce new ideas.
3. ______________ plan as needed.
4. Make _____________ a part of the member's habits.
Need
, information
revise
changes
Help members prioritize essentials so they spend on ___________ instead of
____________.
needs, wants
Examining forces for or against a specific action are part of a _____________
______________ _____________________.
Force field analysis
The counseling process contains six steps. In sequential order, they are:
1. ____________ member data
2. Establish clear financial _____________ and objectives.
3. _________________ data.
4. _____________ a spending, debt repayment and action plan
5. _______________ plan.
6. Monitor, evaluate, and ______________ as needed.
collect
goals
Program) Questions with Correct Answers
Money avoidance is the idea that money is evil or ______________
undeserved
The idea that money is the way to solve all a member's problems is money
______________
worship
Money ____________ is the member's belief that wealth is tied to self-worth.
Money is seen as a member's way to one-up others.
Status
Money vigilance is a member's perceived need for ___________ about their
financial matters.
secrecy
,The ideal spending cycle a member should strive to be in is _________ /
_______________ / ____________. This group pays themselves first
earn save spend
Factors impacting money _____________ can include childhood experiences,
emotional disorders, out of control spending or ignoring the problem.
attitudes
The most basic need members have is ___________________ needs like food,
shelter, and clothing. This is the _____ of the pyramid on Maslow's hierarchy of
needs.
physiological, base
The _______ brain sees things in a logical way while the ______ brain may add
color and creativity to the thought process.
left, right
A right brain person could benefit from a list with ________________ while you
are sharing information.
illustrations
,The ____________ zone of the Johari Window includes things known to others
(counselor) but unknown to self (member).
blind
The three types of financial counseling are ____________, _______________, and
____________.
productive, preventative, and remedial
A counselor should seek to understand all the facts bout a client's circumstances
before generating alternatives using both _____________ and _______________
cues.
verbal, nonverbal
There are four steps in the member's change process. In sequential order they are:
1. Recognizing the _________ for change.
2. Gather ___________ and introduce new ideas.
3. ______________ plan as needed.
4. Make _____________ a part of the member's habits.
Need
, information
revise
changes
Help members prioritize essentials so they spend on ___________ instead of
____________.
needs, wants
Examining forces for or against a specific action are part of a _____________
______________ _____________________.
Force field analysis
The counseling process contains six steps. In sequential order, they are:
1. ____________ member data
2. Establish clear financial _____________ and objectives.
3. _________________ data.
4. _____________ a spending, debt repayment and action plan
5. _______________ plan.
6. Monitor, evaluate, and ______________ as needed.
collect
goals
