Nan Mckay Housing Choice Voucher Specialist Exam
NEWEST 2026-2027 ACTUAL EXAM COMPLETE
250 QUESTIONS AND CORRECT DETAILED
ANSWERS (VERIFIED ANSWERS) ALREADY
GRADED A+ BRAND NEW!!
- CORRECT ANSWER:
Absence - CORRECT ANSWER: A family may be absent from the unit for brief periods not
more than 180 consecutive calendar days.
Administrative Plan - CORRECT ANSWER: HUD-required written plan that establishes local
PHA policies for administering the HCV program, provides daily guidance to PHA staff, must be
adopted and approved by the board, and must be submitted to HUD.
Amount in savings and checking accounts - how to determine? - CORRECT ANSWER: PHAs
must establish policy on how to determine value
PHAs may elect to count - current or average balance
Amounts received under HUD-funded training program are/are not counted in income
[CHOOSE] - CORRECT ANSWER: are not
Annual Tasks - CORRECT ANSWER: Head, spouse, and all adult family members sign consent
forms.
The family reporting current income, assets, expenses, and other factors that affect adjusted
income.
,PHA obtaining and documenting verification of changes in income, assets, expenses, and other
factors that affect adjusted income.
Anticipated incomes from asset - CORRECT ANSWER: market value x interest rate
Applicant Interview & Scheduling - CORRECT ANSWER: Scheduled 90 days prior to expected
voucher issuance.
Providing an explanation of the program and family responsibilities
Assisting the applicant in completing forms and collecting documentation
Setting a deadline for remaining documents to be provided
Informing the applicant that a final eligibility decision will be made after the information is
verified
Before beginning denial on basis of criminal/sex-offender status, PHA must - CORRECT
ANSWER: Notify household and provide an opportunity to dispute
Briefing - CORRECT ANSWER: Voucher issuance is done simultaneously
Must include how the program works, family and owner responsibilities, where the families may
lease a unit, explanation of portability and a list of contacts at neighboring PHAs
May not discourage the family from living anywhere inside or outside the PHA's jurisdiction
under portability rules
Must explain the benefits of moving to areas without high poverty to all families
Must take steps to communicate with persons with disabilities as needed
Calculating EID - CORRECT ANSWER: Determine the annual income prior to change
Calculate annual income of EID-qualified person after qualifying
Any increase attributable to employment is the incremental increase to be excluded
,Can tenancy be terminated during the initial term by owner? - CORRECT ANSWER: Not
without good cause (contract reqs etc)
Cash value = - CORRECT ANSWER: market value - expense to convert to cash
Certification of preference + waitlist addition - CORRECT ANSWER: At time of initial app,
need only certify preference eligibility (not verify)
Place on waitlist according to preference claimed
Child care expenses count for: - CORRECT ANSWER: children under 13 (including foster
children)
where care is necessary to: seek employment, be employed, further education
Congress - CORRECT ANSWER: Passes authorizing HSG legislation and passes appropriation
bills.
Considerations for terminating based on drug/alcohol use - CORRECT ANSWER: Involvement
in rehab
Criminal Activity - CORRECT ANSWER: The PHA can deny assistance for criminal activity
which may threaten the health or safety of persons residing in the immediate vicinity, other
residents, property owner or property management staff, and PHA employees
Dependent allowance: - CORRECT ANSWER: $480 for each family member who is:
Under 18 years of age, or
, over 18 and a full-time student/person with a disability
Excluded: head, spouse, co-head, foster child/foster adult
Dependent exclusion: - CORRECT ANSWER: income from minors
benefits/non-earned income paid to minors
asset income of minor is counted as income
earnings in excess of $480 from full-time students 18+ is not included
Disability - ADA - CORRECT ANSWER: More broadly defined than the definition used for
eligibility and allowances of a disabled family.
Disability - HUD/SS Definition - CORRECT ANSWER: Eligibility, Allowances, and Deductions
Disability assistance counts for: - CORRECT ANSWER: families needing attendant
care/auxilary apparatuses (wheelchairs etc)
if necessary for family member to be employed
disabled family: - CORRECT ANSWER: head/spouse is disabled
two+ people in hh are disabled
one+ people w/ one+ live-in aides
NEWEST 2026-2027 ACTUAL EXAM COMPLETE
250 QUESTIONS AND CORRECT DETAILED
ANSWERS (VERIFIED ANSWERS) ALREADY
GRADED A+ BRAND NEW!!
- CORRECT ANSWER:
Absence - CORRECT ANSWER: A family may be absent from the unit for brief periods not
more than 180 consecutive calendar days.
Administrative Plan - CORRECT ANSWER: HUD-required written plan that establishes local
PHA policies for administering the HCV program, provides daily guidance to PHA staff, must be
adopted and approved by the board, and must be submitted to HUD.
Amount in savings and checking accounts - how to determine? - CORRECT ANSWER: PHAs
must establish policy on how to determine value
PHAs may elect to count - current or average balance
Amounts received under HUD-funded training program are/are not counted in income
[CHOOSE] - CORRECT ANSWER: are not
Annual Tasks - CORRECT ANSWER: Head, spouse, and all adult family members sign consent
forms.
The family reporting current income, assets, expenses, and other factors that affect adjusted
income.
,PHA obtaining and documenting verification of changes in income, assets, expenses, and other
factors that affect adjusted income.
Anticipated incomes from asset - CORRECT ANSWER: market value x interest rate
Applicant Interview & Scheduling - CORRECT ANSWER: Scheduled 90 days prior to expected
voucher issuance.
Providing an explanation of the program and family responsibilities
Assisting the applicant in completing forms and collecting documentation
Setting a deadline for remaining documents to be provided
Informing the applicant that a final eligibility decision will be made after the information is
verified
Before beginning denial on basis of criminal/sex-offender status, PHA must - CORRECT
ANSWER: Notify household and provide an opportunity to dispute
Briefing - CORRECT ANSWER: Voucher issuance is done simultaneously
Must include how the program works, family and owner responsibilities, where the families may
lease a unit, explanation of portability and a list of contacts at neighboring PHAs
May not discourage the family from living anywhere inside or outside the PHA's jurisdiction
under portability rules
Must explain the benefits of moving to areas without high poverty to all families
Must take steps to communicate with persons with disabilities as needed
Calculating EID - CORRECT ANSWER: Determine the annual income prior to change
Calculate annual income of EID-qualified person after qualifying
Any increase attributable to employment is the incremental increase to be excluded
,Can tenancy be terminated during the initial term by owner? - CORRECT ANSWER: Not
without good cause (contract reqs etc)
Cash value = - CORRECT ANSWER: market value - expense to convert to cash
Certification of preference + waitlist addition - CORRECT ANSWER: At time of initial app,
need only certify preference eligibility (not verify)
Place on waitlist according to preference claimed
Child care expenses count for: - CORRECT ANSWER: children under 13 (including foster
children)
where care is necessary to: seek employment, be employed, further education
Congress - CORRECT ANSWER: Passes authorizing HSG legislation and passes appropriation
bills.
Considerations for terminating based on drug/alcohol use - CORRECT ANSWER: Involvement
in rehab
Criminal Activity - CORRECT ANSWER: The PHA can deny assistance for criminal activity
which may threaten the health or safety of persons residing in the immediate vicinity, other
residents, property owner or property management staff, and PHA employees
Dependent allowance: - CORRECT ANSWER: $480 for each family member who is:
Under 18 years of age, or
, over 18 and a full-time student/person with a disability
Excluded: head, spouse, co-head, foster child/foster adult
Dependent exclusion: - CORRECT ANSWER: income from minors
benefits/non-earned income paid to minors
asset income of minor is counted as income
earnings in excess of $480 from full-time students 18+ is not included
Disability - ADA - CORRECT ANSWER: More broadly defined than the definition used for
eligibility and allowances of a disabled family.
Disability - HUD/SS Definition - CORRECT ANSWER: Eligibility, Allowances, and Deductions
Disability assistance counts for: - CORRECT ANSWER: families needing attendant
care/auxilary apparatuses (wheelchairs etc)
if necessary for family member to be employed
disabled family: - CORRECT ANSWER: head/spouse is disabled
two+ people in hh are disabled
one+ people w/ one+ live-in aides
