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Exam (elaborations)

CPHRM Exam Review Questions with Verified Correct Answers

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CPHRM Exam Review Questions with Verified Correct Answers

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CPHRM Exam Review Questions with Verified
Correct Answers
Intentional harming or offensive contact with someone without consent

Battery

Insurance company that provides coverage to a supporting entity. May be a parent

corporation to a professional assoc

Captive

Person uses Stats to compare loss probabilities to establish premiums for insurance

companies

Actuary

Bad result stemming from a test, treatment, or surgical intervention

Adverse event

Can be terminated at any time by either party for any reason

At will employment

Insurance characterized by high premiums, limited availability, and strick

underwriting

Hard market

EMTALA is a ----- law

Federal

Claim is made from one defendant to another or one plaintiff to another

Cross claim

, Pt presents with life threatening condition, consent

Emergency treatment exception

Pt presents with life threatening condition' is able to communicate, but no time for

consent

Impracticality of consent

Disclosure of certain information is believed to cause the pt a significant amount of

harm

Therapeutic privilege exception

ERM process

Identifying,

Examining/evaluating

Selecting

Implementing

Monitoring

I eat sugar in the morning

Risk control techniques

Risk avoidance

Loss prevention

Loss reduction

Segregation

Con structural or non insurance transfer

Risk avoidance

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September 2, 2026
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