LML4805 – INSURANCE LAW EXAM
PACK 2026 VERIFIED A+
◉ 3 - Breach of Condition.
Answer: In the general law of contract which has the more serious
consequence?
1 - Breach of Warranty
2 - Breach of implied warranties
3 - Breach of Condition
4 - Breach of a collateral condition
◉ 1 - Avoid liability for a particular loss only.
Answer: The insured's failure to observe a 'condition precedent to
liability' will normally give the insurers the right to?
1 - Avoid liability for a particular loss only
2 - Avoid the contract ab initio only
3 - Avoid the contract and claim for damages
4 - Avoid the contract ab initio and keep any premiums paid
◉ 2 - Indemnity.
Answer: Which of the following is not a duty of an agent?
1 - Act in good faith
2 - Indemnity
3 - Act with obedience
,4 - Personal performance
◉ 2 - Statutory
3 - Customary.
Answer: Which of the following are types of assignment? (more than
one answer applies)
1 - Common Law
2 - Statutory
3 - Customary
4 - Equitable
◉ 4 - Negligent misrepresentation.
Answer: A statement which is false as the person making it did not take
sufficient care to check it was correct is called?
1 - Innocent misrepresentation
2 - Fraudulent misrepresentation
3 - Accidental misrepresentation
4 - Negligent misrepresentation
◉ 2 - Refuse a claim but allow the policy to stand.
Answer: In the event of a fraudulent misrepresentation by the insured,
which of the following is not an option to the insurer?
1 - Keep the premium
2 - Refuse a claim but allow the policy to stand
,3 - Avoid the contract ab initio
4 - Waive their rights and affirm the contract
◉ 3 - Nuisance.
Answer: Which tort is actionable per se?
1 - Trespass to goods
2 - Trespass to a person
3 - Nuisance
4 - Trespass to land
◉ 2 - Set out by a judge prior to a case.
Answer: Unliquidated damages are?
1 - Fixed in advance
2 - Set out by a judge prior to a case
3 - Not fixed in advance
4 - Set out by a legal representative prior to a case
◉ 3 - Assault.
Answer: An act by a defendant which directly causes the claimant to
fear an attack on their person is?
1 - Battery
2 - Robbery
3 - Assault
, 4 - Conversion
◉ 4 - £50.
Answer: The Hotel Proprietors Act 1956 limits strict liability for any one
guest to?
1 - £100
2 - £200
3 - £150
4 - £50
◉ 1 - Negligence.
Answer: Which tort is a statutory authority NOT a defence?
1 - Negligence
2 -Trespass
3 - Nuisance
4 - Defamation
◉ 4 - By Statue.
Answer: Contract terms may be implied by various methods, which is
NOT one of these?
1 - In law
2 - By custom
3 - In fact
4 - By Statue
PACK 2026 VERIFIED A+
◉ 3 - Breach of Condition.
Answer: In the general law of contract which has the more serious
consequence?
1 - Breach of Warranty
2 - Breach of implied warranties
3 - Breach of Condition
4 - Breach of a collateral condition
◉ 1 - Avoid liability for a particular loss only.
Answer: The insured's failure to observe a 'condition precedent to
liability' will normally give the insurers the right to?
1 - Avoid liability for a particular loss only
2 - Avoid the contract ab initio only
3 - Avoid the contract and claim for damages
4 - Avoid the contract ab initio and keep any premiums paid
◉ 2 - Indemnity.
Answer: Which of the following is not a duty of an agent?
1 - Act in good faith
2 - Indemnity
3 - Act with obedience
,4 - Personal performance
◉ 2 - Statutory
3 - Customary.
Answer: Which of the following are types of assignment? (more than
one answer applies)
1 - Common Law
2 - Statutory
3 - Customary
4 - Equitable
◉ 4 - Negligent misrepresentation.
Answer: A statement which is false as the person making it did not take
sufficient care to check it was correct is called?
1 - Innocent misrepresentation
2 - Fraudulent misrepresentation
3 - Accidental misrepresentation
4 - Negligent misrepresentation
◉ 2 - Refuse a claim but allow the policy to stand.
Answer: In the event of a fraudulent misrepresentation by the insured,
which of the following is not an option to the insurer?
1 - Keep the premium
2 - Refuse a claim but allow the policy to stand
,3 - Avoid the contract ab initio
4 - Waive their rights and affirm the contract
◉ 3 - Nuisance.
Answer: Which tort is actionable per se?
1 - Trespass to goods
2 - Trespass to a person
3 - Nuisance
4 - Trespass to land
◉ 2 - Set out by a judge prior to a case.
Answer: Unliquidated damages are?
1 - Fixed in advance
2 - Set out by a judge prior to a case
3 - Not fixed in advance
4 - Set out by a legal representative prior to a case
◉ 3 - Assault.
Answer: An act by a defendant which directly causes the claimant to
fear an attack on their person is?
1 - Battery
2 - Robbery
3 - Assault
, 4 - Conversion
◉ 4 - £50.
Answer: The Hotel Proprietors Act 1956 limits strict liability for any one
guest to?
1 - £100
2 - £200
3 - £150
4 - £50
◉ 1 - Negligence.
Answer: Which tort is a statutory authority NOT a defence?
1 - Negligence
2 -Trespass
3 - Nuisance
4 - Defamation
◉ 4 - By Statue.
Answer: Contract terms may be implied by various methods, which is
NOT one of these?
1 - In law
2 - By custom
3 - In fact
4 - By Statue
