2027 AHIP MODULE 4 EXAM – QUESTIONS
WITH CORRECT SOLUTIONS GRADED A+
2026-2027
1
, Winthrop Brokerage wishes to place an advertisement in the local newspaper that says:
"We offer Medicare Advantage plans offered by AB Health and Top Choice Health.
Contact us if you would like to learn more." Which of the following best describes the
obligation(s) of Winthrop Brokerage regarding the advertisement? ANSWER > Winthrop
Brokerage does not need to submit the advertisement to CMS for prior approval
because it does not include information about the plans' benefits structures, cost-
sharing, or information about measures or ranking standards
You will be holding a sales event soon, at which you would like to offer door prizes to
attendees. Under guidelines from the Medicare agency, what types of gifts or prizes
would not be allowed in this situation ANSWER > Gift cards or gift certificates of $15 or
less that can be readily converted to cash.
You have set up an appointment for an in-home sales presentation with Mrs.
Fernandez, who expressed interest in the Medicare plans you represent. In preparation
for the sales presentation, what must you do? ANSWER > Before conducting the
presentation, obtain and document having obtained her permission to visit, along with
her interest in the specific products you will present.
By contacting plans available in your area, you have learned that the plan you represent
has a significantly lower monthly premium than the others. Furthermore, you see that
the plan you represent has a unique benefits package. What should you do to make
sure your clients know about these pieces of information? ANSWER > You may make
comparisons between plans if you can support them with studies or statistical data and
such comparisons are factually based and referenced.
You are meeting with Mrs. Hall in her home. On her scope of appointment form, she
asked to discuss Medicare Advantage plans. During the meeting, she asked to discuss
a stand-alone prescription drug plan. She is leaving the next day to visit her family for a
week in another state, so she needs to decide before she leaves. What must happen
before that additional discussion can take place? ANSWER > Since Mrs. Hall
specifically asked that you discuss the stand-alone Part D plan, you may do so, as long
as she signs a new scope of appointment form first, indicating that she wants to discuss
the Part D plan.
Mr. Prentice has many clients who are Medicare beneficiaries. He should review the
Centers for Medicare & Medicaid Services (CMS) Communication and Marketing
Guidelines to ensure he is compliant with which type of products. ANSWER > Medicare
Advantage (MA) and Prescription Drug (PDP) plans.
2
WITH CORRECT SOLUTIONS GRADED A+
2026-2027
1
, Winthrop Brokerage wishes to place an advertisement in the local newspaper that says:
"We offer Medicare Advantage plans offered by AB Health and Top Choice Health.
Contact us if you would like to learn more." Which of the following best describes the
obligation(s) of Winthrop Brokerage regarding the advertisement? ANSWER > Winthrop
Brokerage does not need to submit the advertisement to CMS for prior approval
because it does not include information about the plans' benefits structures, cost-
sharing, or information about measures or ranking standards
You will be holding a sales event soon, at which you would like to offer door prizes to
attendees. Under guidelines from the Medicare agency, what types of gifts or prizes
would not be allowed in this situation ANSWER > Gift cards or gift certificates of $15 or
less that can be readily converted to cash.
You have set up an appointment for an in-home sales presentation with Mrs.
Fernandez, who expressed interest in the Medicare plans you represent. In preparation
for the sales presentation, what must you do? ANSWER > Before conducting the
presentation, obtain and document having obtained her permission to visit, along with
her interest in the specific products you will present.
By contacting plans available in your area, you have learned that the plan you represent
has a significantly lower monthly premium than the others. Furthermore, you see that
the plan you represent has a unique benefits package. What should you do to make
sure your clients know about these pieces of information? ANSWER > You may make
comparisons between plans if you can support them with studies or statistical data and
such comparisons are factually based and referenced.
You are meeting with Mrs. Hall in her home. On her scope of appointment form, she
asked to discuss Medicare Advantage plans. During the meeting, she asked to discuss
a stand-alone prescription drug plan. She is leaving the next day to visit her family for a
week in another state, so she needs to decide before she leaves. What must happen
before that additional discussion can take place? ANSWER > Since Mrs. Hall
specifically asked that you discuss the stand-alone Part D plan, you may do so, as long
as she signs a new scope of appointment form first, indicating that she wants to discuss
the Part D plan.
Mr. Prentice has many clients who are Medicare beneficiaries. He should review the
Centers for Medicare & Medicaid Services (CMS) Communication and Marketing
Guidelines to ensure he is compliant with which type of products. ANSWER > Medicare
Advantage (MA) and Prescription Drug (PDP) plans.
2
