AHIP MODULE # 3 EXAM LATEST UPDATED
2026/2027 VERSION | A+ GRADED | 100 %
GUARANTEED PASS
Question: Mr. Carlini has heard that
Medicare prescription drug plans are only
offered through private companies under a
program known as Medicare Advantage
(MA), not by the government. He likes
Original Medicare and does not want to
sign up for an MA product, but he also
wants prescription drug coverage. What
should you tell him?
A) Mr. Carlini must enroll in a Medicare
Advantage plan to obtain prescription drug
coverage
B) Mr. Carlini can stay with Original Medicare
and also enroll in a Medicare prescription
drug plan through a private company that has
,contracted with the government to provide
only such drug coverage to eligible Medicare
beneficiaries
C) Mr. Carlini cannot obtain prescription drug
coverage if he stays with Original Medicare
D) Mr. Carlini must wait until the next open
enrollment period to obtain drug coverage
Correct Answer: B Mr. Carlini can stay with
Original Medicare and also enroll in a
Medicare prescription drug plan through a
private company that has contracted with the
government to provide only such drug
coverage to eligible Medicare beneficiaries
Expert Rationale: Medicare Part D
prescription drug plans are offered by private
companies that have contracted with the
government, but they are separate from
Medicare Advantage plans. Beneficiaries can
,remain in Original Medicare (Parts A and B)
and enroll in a standalone Prescription Drug
Plan (PDP). Understanding this distinction is
essential because many beneficiaries prefer
Original Medicare and do not want the
managed care structure of MA plans. Part D
plans are available nationwide through
private insurers.
Question: Mrs. Mulcahy is concerned that
she may not qualify for enrollment in a
Medicare prescription drug plan because,
although she is entitled to Part A, she is not
enrolled under Medicare Part B. What
should you tell her?
A) Mrs. Mulcahy must enroll in Part B before
she can enroll in a Part D plan
B) Mrs. Mulcahy cannot enroll in a Part D plan
, without Part B coverage
C) Mrs. Mulcahy is not eligible for Part D
because she does not have Part B
D) Everyone who is entitled to Part A or
enrolled under Part B is eligible to enroll in a
Medicare prescription drug plan. As long as
Mrs. Mulcahy is entitled to Part A, she does
not need to enroll under Part B before
enrolling in a prescription drug plan
Correct Answer: D Everyone who is entitled
to Part A or enrolled under Part B is eligible to
enroll in a Medicare prescription drug plan.
As long as Mrs. Mulcahy is entitled to Part A,
she does not need to enroll under Part B
before enrolling in a prescription drug plan
Expert Rationale: Eligibility for Part D
requires entitlement to Part A OR enrollment
in Part B—not both. Understanding this is
2026/2027 VERSION | A+ GRADED | 100 %
GUARANTEED PASS
Question: Mr. Carlini has heard that
Medicare prescription drug plans are only
offered through private companies under a
program known as Medicare Advantage
(MA), not by the government. He likes
Original Medicare and does not want to
sign up for an MA product, but he also
wants prescription drug coverage. What
should you tell him?
A) Mr. Carlini must enroll in a Medicare
Advantage plan to obtain prescription drug
coverage
B) Mr. Carlini can stay with Original Medicare
and also enroll in a Medicare prescription
drug plan through a private company that has
,contracted with the government to provide
only such drug coverage to eligible Medicare
beneficiaries
C) Mr. Carlini cannot obtain prescription drug
coverage if he stays with Original Medicare
D) Mr. Carlini must wait until the next open
enrollment period to obtain drug coverage
Correct Answer: B Mr. Carlini can stay with
Original Medicare and also enroll in a
Medicare prescription drug plan through a
private company that has contracted with the
government to provide only such drug
coverage to eligible Medicare beneficiaries
Expert Rationale: Medicare Part D
prescription drug plans are offered by private
companies that have contracted with the
government, but they are separate from
Medicare Advantage plans. Beneficiaries can
,remain in Original Medicare (Parts A and B)
and enroll in a standalone Prescription Drug
Plan (PDP). Understanding this distinction is
essential because many beneficiaries prefer
Original Medicare and do not want the
managed care structure of MA plans. Part D
plans are available nationwide through
private insurers.
Question: Mrs. Mulcahy is concerned that
she may not qualify for enrollment in a
Medicare prescription drug plan because,
although she is entitled to Part A, she is not
enrolled under Medicare Part B. What
should you tell her?
A) Mrs. Mulcahy must enroll in Part B before
she can enroll in a Part D plan
B) Mrs. Mulcahy cannot enroll in a Part D plan
, without Part B coverage
C) Mrs. Mulcahy is not eligible for Part D
because she does not have Part B
D) Everyone who is entitled to Part A or
enrolled under Part B is eligible to enroll in a
Medicare prescription drug plan. As long as
Mrs. Mulcahy is entitled to Part A, she does
not need to enroll under Part B before
enrolling in a prescription drug plan
Correct Answer: D Everyone who is entitled
to Part A or enrolled under Part B is eligible to
enroll in a Medicare prescription drug plan.
As long as Mrs. Mulcahy is entitled to Part A,
she does not need to enroll under Part B
before enrolling in a prescription drug plan
Expert Rationale: Eligibility for Part D
requires entitlement to Part A OR enrollment
in Part B—not both. Understanding this is
