US Healthcare System Final Exam - Questions
comprehensive Questions and Answers with 100%
Correct Answers | Latest Version
Question 1.
What is a health- care "system"?
Correct Answer: a regularly interacting or interdependent group of items forming a
unified whole, a group of interacting bodies under the influence of related forces
Question 2.
What is included in the U.S. health- care system?
Correct Answer: hospitals, health insurance, long-term care, health policy, etc.
(fragmented, loosely coordinated pieces, constantly changing, no national health care
insurance)
Question 3.
How does the U.S. healthcare system compare to other countries?
Correct Answer: the US consumes more health care services as proportion of total
economic output than any other country in the world
Question 4.
What are the basic functional components of the U.S. health- care system?
Correct Answer: finance, insurance, delivery, payment mechanisms
Question 5.
How does managed care differ from traditional fee for service?
Correct Answer: managed care has cost control, greater integration of health
delivery, emphasize preventative care, maintain broad provider network
Question 6.
What is the role of employer-based health- care insurance?
Correct Answer: employer contracts with the managed care organization
Question 7.
What are the requirements of the Affordable Care Act?
Correct Answer: require individuals to have insurance coverage, businesses to
provide coverage or pay fines, cover all applicants with the same rates regardless of
preexisting conditions or sex, provide a minimum set of standard coverage
, Question 8.
What are the major characteristics of the U.S. healthcare system?
Correct Answer: no central agency, imperfect market, partial access, third-party
insurance and payers, multiple payers - system cumbersome
Question 9.
Why isn't health- care a free market?
Correct Answer: health plans act as intermediaries for patients, prices are determined
by agencies external to the market, lack of unrestrained competition, inadequacy of
buyer information, decisions about utilization are often determined by need (not
price-based demand)
Question 10.
What is included in the health care continuum?
Correct Answer: health services from birth till end of life care
Question 11.
What are the major trends/directions of the U.S healthcare system?
Correct Answer: moving towards wellness, primary care, outpatient services,
community well-being, managed care, integrated systems, continuum of services
Question 12.
What are the major risk factors for disease?
Correct Answer: genetic make-up, social equity, social norms, sanitation, behavioral
factors (smoking, diet, physical exercise)
Question 13.
What factors can lead to health disparities?
Correct Answer: socioeconomic status, education, discrimination/bias, geographic
location
Question 14.
How did health services evolve in the United States?
Correct Answer: preindustrial era (1700s-late 1800s, consumer sovereignty),
postindustrial era (late 1800s-late 1900s, professional dominance), corporate era (late
1900s-pre- sent, government and corporate dominance)
comprehensive Questions and Answers with 100%
Correct Answers | Latest Version
Question 1.
What is a health- care "system"?
Correct Answer: a regularly interacting or interdependent group of items forming a
unified whole, a group of interacting bodies under the influence of related forces
Question 2.
What is included in the U.S. health- care system?
Correct Answer: hospitals, health insurance, long-term care, health policy, etc.
(fragmented, loosely coordinated pieces, constantly changing, no national health care
insurance)
Question 3.
How does the U.S. healthcare system compare to other countries?
Correct Answer: the US consumes more health care services as proportion of total
economic output than any other country in the world
Question 4.
What are the basic functional components of the U.S. health- care system?
Correct Answer: finance, insurance, delivery, payment mechanisms
Question 5.
How does managed care differ from traditional fee for service?
Correct Answer: managed care has cost control, greater integration of health
delivery, emphasize preventative care, maintain broad provider network
Question 6.
What is the role of employer-based health- care insurance?
Correct Answer: employer contracts with the managed care organization
Question 7.
What are the requirements of the Affordable Care Act?
Correct Answer: require individuals to have insurance coverage, businesses to
provide coverage or pay fines, cover all applicants with the same rates regardless of
preexisting conditions or sex, provide a minimum set of standard coverage
, Question 8.
What are the major characteristics of the U.S. healthcare system?
Correct Answer: no central agency, imperfect market, partial access, third-party
insurance and payers, multiple payers - system cumbersome
Question 9.
Why isn't health- care a free market?
Correct Answer: health plans act as intermediaries for patients, prices are determined
by agencies external to the market, lack of unrestrained competition, inadequacy of
buyer information, decisions about utilization are often determined by need (not
price-based demand)
Question 10.
What is included in the health care continuum?
Correct Answer: health services from birth till end of life care
Question 11.
What are the major trends/directions of the U.S healthcare system?
Correct Answer: moving towards wellness, primary care, outpatient services,
community well-being, managed care, integrated systems, continuum of services
Question 12.
What are the major risk factors for disease?
Correct Answer: genetic make-up, social equity, social norms, sanitation, behavioral
factors (smoking, diet, physical exercise)
Question 13.
What factors can lead to health disparities?
Correct Answer: socioeconomic status, education, discrimination/bias, geographic
location
Question 14.
How did health services evolve in the United States?
Correct Answer: preindustrial era (1700s-late 1800s, consumer sovereignty),
postindustrial era (late 1800s-late 1900s, professional dominance), corporate era (late
1900s-pre- sent, government and corporate dominance)
