Chapter Exam: Pennsylvania, life and health laws and
rules Questions and Answers with 100% Correct
Answers
Question 1.
A Temporary license ination to all of the
Correct Answer: me be issued without state exam- A productive producer following
except who is currently enrolled in a pre-licensing and insur- ance class
Question 2.
In Pennsylvania, a health plan must provide amount of
Correct Answer: Specified disease accident and $5,000 a minimum benefit in the
Question 3.
According to Pennsylvania is NOT considered cial information?
Correct Answer: law, which of the following Blind trust data that does to be
personally identifiable finan- not include names and ad- dresses
Question 4.
In Pennsylvania, accident quired to provide mammograms at age
Correct Answer: and health plans are re- 40 for women starting
Question 5.
In Pennsylvania, an coverage under a group health plan within blank
Correct Answer: employee must request spousal 60 sponsored accident, and days
of marriage
Question 6.
In Pennsylvania, the changes from one's by reason of ones education, after what period of
Correct Answer: definition of total disability 24 months own occupation to any
occupation training and experience time
Question 7.
No Long-Term Care conditions for a period
Correct Answer: policy may exclude pre-existing 6 months of more than
Question 8.
For Pennsylvania Insurance missioner may assess
Correct Answer: Code violations, the Com- administrative penalty a(n)
, Question 9.
The Medicare supplement the.
Correct Answer: open enrollment period Is 6 month period that be- gins with the
month in which enrollment in Part B Medicare occurred, typ- ically at age 65
Question 10.
A life insurance policy has been enforced
Correct Answer: becomes incontestable after it Two years for
Question 11.
A transaction in which purchased and an existing rendered is called
Correct Answer: a new life insurance policy is replacement life insurance policy is
sur-
Question 12.
Sharing 50% of a producers sured is an example
Correct Answer: commission with the in- illegal inducement of
Question 13.
Agreements made life insurance policies medical expenses are
Correct Answer: by terminally ill persons to sell their Viatical settlements at a
discount in order to pay called
Question 14.
The commissioner
Correct Answer: has the right end duty to Audit insurer, financial re- ports and
conduct market studies
Question 15.
Any of the following EXCEPT
Correct Answer: may be an unfair claims practice Refusing to pay persons bringing
false or fraudu- lent claims
Question 16.
The Pennsylvania Insurance ble for each of the
Correct Answer: Department is responsi- shareholders following EXCEPT
Question 17.
Violating Pennsylvania which of the following
Correct Answer: insurance law may result in Issuance of a cease and insurance
department actions desist order after a hear- ing
rules Questions and Answers with 100% Correct
Answers
Question 1.
A Temporary license ination to all of the
Correct Answer: me be issued without state exam- A productive producer following
except who is currently enrolled in a pre-licensing and insur- ance class
Question 2.
In Pennsylvania, a health plan must provide amount of
Correct Answer: Specified disease accident and $5,000 a minimum benefit in the
Question 3.
According to Pennsylvania is NOT considered cial information?
Correct Answer: law, which of the following Blind trust data that does to be
personally identifiable finan- not include names and ad- dresses
Question 4.
In Pennsylvania, accident quired to provide mammograms at age
Correct Answer: and health plans are re- 40 for women starting
Question 5.
In Pennsylvania, an coverage under a group health plan within blank
Correct Answer: employee must request spousal 60 sponsored accident, and days
of marriage
Question 6.
In Pennsylvania, the changes from one's by reason of ones education, after what period of
Correct Answer: definition of total disability 24 months own occupation to any
occupation training and experience time
Question 7.
No Long-Term Care conditions for a period
Correct Answer: policy may exclude pre-existing 6 months of more than
Question 8.
For Pennsylvania Insurance missioner may assess
Correct Answer: Code violations, the Com- administrative penalty a(n)
, Question 9.
The Medicare supplement the.
Correct Answer: open enrollment period Is 6 month period that be- gins with the
month in which enrollment in Part B Medicare occurred, typ- ically at age 65
Question 10.
A life insurance policy has been enforced
Correct Answer: becomes incontestable after it Two years for
Question 11.
A transaction in which purchased and an existing rendered is called
Correct Answer: a new life insurance policy is replacement life insurance policy is
sur-
Question 12.
Sharing 50% of a producers sured is an example
Correct Answer: commission with the in- illegal inducement of
Question 13.
Agreements made life insurance policies medical expenses are
Correct Answer: by terminally ill persons to sell their Viatical settlements at a
discount in order to pay called
Question 14.
The commissioner
Correct Answer: has the right end duty to Audit insurer, financial re- ports and
conduct market studies
Question 15.
Any of the following EXCEPT
Correct Answer: may be an unfair claims practice Refusing to pay persons bringing
false or fraudu- lent claims
Question 16.
The Pennsylvania Insurance ble for each of the
Correct Answer: Department is responsi- shareholders following EXCEPT
Question 17.
Violating Pennsylvania which of the following
Correct Answer: insurance law may result in Issuance of a cease and insurance
department actions desist order after a hear- ing
