EHR EXAM 2 PRACTICE QUESTIONS WITH
DETAILED EXPLANATIONS 2026
◉ Concerns about nearly one-fifth of the gross domestic product
(GDP) being spent on healthcare and large numbers of individuals
being uninsured led to...
Answer: passage of the Affordable Care Act (ACA) in 2010.
◉ In addition, it was passed in response to...
Answer: rising healthcare costs because in 2010 the average cost of
health care was $8,402 per person. Also, total costs were $2.6 trillion
or 17.9% of gross domestic product (GDP) which increased from
7.2% in 1970.
◉ Healthcare reform was the plan for the ACA and to achieve it
meant focusing on these three goals:
Answer: - Decrease the number of uninsured.
- Increase the quality and efficiency of health care.
- Slow the rising costs of health care.
◉ The ACA, also known as ObamaCare, became law in March 2010
with goals of...
,Answer: increasing access to healthcare for the underinsured while
at the same time improving healthcare quality and controlling
healthcare costs.
◉ Results of passage of the ACA:
Answer: - An estimated 15 million individuals obtained health
coverage from the beginning of the first enrollment period in
October 2013 through March 2015.
- The percentage of uninsured Americans dropped from17% to 10%.
- 12 million low-income adults and children enrolled in Medicaid or
the Children's Health Insurance Program (CHIP) between October
2013 and April 2015, increasing the total number in these programs
to 71 million.
◉ Also, with the passage of the ACA...
Answer: individuals had more options for obtaining health
insurance.
◉ Employer
Answer: Most large companies offer health benefits, the same as
before ACA. For new small-business markets, Small Business Health
Options Program (SHOP) offers insurance for business with up to
100 employees.
◉ Direct Enrollment
, Answer: Consumers buy coverage directly from private insurers
with new consumer protections.
◉ Parents
Answer: Young adults can remain on their parents' health plan until
age 26
◉ Marketplace
Answer: Consumers shop for private plans with different cost
sharing through a State-Based Marketplace or the federally
facilitated Marketplace. Based on income, consumers can also apply
for Medicaid or the Children's Health Insurance Program (CHIP)
◉ Medicaid
Answer: Medicaid coverage expanded in 31 states and Washington,
DC
◉ As a result of the ACA, individuals were able to obtain health
insurance in two new ways
Answer: - Medicaid was expanded to include those with incomes at
138% of the FBL
- the Marketplace was created for individuals with income between
100% and 400% of the FPL. The federal government subsidizes
plans purchased through the Marketplace beginning in January 2014
DETAILED EXPLANATIONS 2026
◉ Concerns about nearly one-fifth of the gross domestic product
(GDP) being spent on healthcare and large numbers of individuals
being uninsured led to...
Answer: passage of the Affordable Care Act (ACA) in 2010.
◉ In addition, it was passed in response to...
Answer: rising healthcare costs because in 2010 the average cost of
health care was $8,402 per person. Also, total costs were $2.6 trillion
or 17.9% of gross domestic product (GDP) which increased from
7.2% in 1970.
◉ Healthcare reform was the plan for the ACA and to achieve it
meant focusing on these three goals:
Answer: - Decrease the number of uninsured.
- Increase the quality and efficiency of health care.
- Slow the rising costs of health care.
◉ The ACA, also known as ObamaCare, became law in March 2010
with goals of...
,Answer: increasing access to healthcare for the underinsured while
at the same time improving healthcare quality and controlling
healthcare costs.
◉ Results of passage of the ACA:
Answer: - An estimated 15 million individuals obtained health
coverage from the beginning of the first enrollment period in
October 2013 through March 2015.
- The percentage of uninsured Americans dropped from17% to 10%.
- 12 million low-income adults and children enrolled in Medicaid or
the Children's Health Insurance Program (CHIP) between October
2013 and April 2015, increasing the total number in these programs
to 71 million.
◉ Also, with the passage of the ACA...
Answer: individuals had more options for obtaining health
insurance.
◉ Employer
Answer: Most large companies offer health benefits, the same as
before ACA. For new small-business markets, Small Business Health
Options Program (SHOP) offers insurance for business with up to
100 employees.
◉ Direct Enrollment
, Answer: Consumers buy coverage directly from private insurers
with new consumer protections.
◉ Parents
Answer: Young adults can remain on their parents' health plan until
age 26
◉ Marketplace
Answer: Consumers shop for private plans with different cost
sharing through a State-Based Marketplace or the federally
facilitated Marketplace. Based on income, consumers can also apply
for Medicaid or the Children's Health Insurance Program (CHIP)
◉ Medicaid
Answer: Medicaid coverage expanded in 31 states and Washington,
DC
◉ As a result of the ACA, individuals were able to obtain health
insurance in two new ways
Answer: - Medicaid was expanded to include those with incomes at
138% of the FBL
- the Marketplace was created for individuals with income between
100% and 400% of the FPL. The federal government subsidizes
plans purchased through the Marketplace beginning in January 2014
