FLORIDA 2-20 EXAM QUIZZES WITH
ACTUAL ANSWERS | LATEST UPDATE .
B. A general lines agent or a general lines insurance agency - correct Answers -Who may appoint a
Customer Representative?
Select one:
A. A surplus lines agent holding a general lines license and a surplus lines license
B. A general lines agent or a general lines insurance agency
C. An adjuster
D. An insurance company
D. After 90 days in Florida - correct Answers -Mr. Smith lives in New Jersey but visits Florida each year.
When does he come under the Florida No-Fault system, in any 365-day period?
Select one:
A. After 60 days in Florida
B. After 30 days in Florida
C. After 14 days in Florida
D. After 90 days in Florida
A. A flat amount per day for hospital room and board - correct Answers -A Hospital Indemnity Policy
covers which of the following expenses?
Select one:
A. A flat amount per day for hospital room and board
B. Nursing care in the insured's home
C. Medical supplies
D. Surgical fees incurred in the hospital
1
,D. $400 - correct Answers -Under the Garagekeepers coverage, Section III of the Garage policy, the
insured suffers a single vandalism loss to nine (9) vehicles belonging to customers. Damage is $100 per
vehicle. How much will the policy pay?
Select one:
A. $500
B. $900
C. Nothing
D. $400
A. No coverage - correct Answers -Bob, an accountant of XYZ, drives his own car to the bank to make a
deposit for XYZ. Bob has an at-fault accident. If XYZ carries $1,000,000 Bodily Injury/Property Damage
coverage with a Symbol 2 for covered autos, and Bob carries no insurance, how much coverage is
applicable for XYZ?
Select one:
A. No coverage
B. $10,000/$20,000 Bodily Injury and $10,000 Property Damage
C. $1,000,000
D. $500,000
A. All of these answers are correct - correct Answers -Unless properly licensed an general lines agent
cannot
Select one:
A. All of these answers are correct
B. Receive any money on account for any insurer or receive money to be transmitted to an insurer for a
policy, renewal, endorsement or certificate
C. Solicit insurance or procure applications for insurance
D. Directly or indirectly represent himself or herself to be an agent or receive, deliver or forward any
insurance policy within the state
D. Vandalism - correct Answers -At the time of a loss, it is found that the covered building had been
vacant for the period of 75 consecutive days immediately preceding the loss. Which of the following
perils would not be covered?
Select one:
A. All of these answers are correct
2
, B. Windstorm
C. Fire
D. Vandalism
A. The property of a guest anywhere in the world - correct Answers -Homeowner's Coverage C - Personal
Property covers each of the following situations except?
Select one:
A. The property of a guest anywhere in the world
B. The insured's personal property while in Mexico at a secondary dwelling
C. A resident employee's contents at the insured's dwelling
D. The property of others while located at the insured's dwelling at the insured's request
D. Property owned by another in the care of the insured was damaged in an accident to an insured object,
resulting in a claim by the owner of the property - correct Answers -Under a basic Boiler and Machinery
Form, with no special endorsements, which of the following losses would be covered?
Select one:
A. The insured suffers loss of income following an accident to a covered object
B. During an accident involving a covered object, a visitor on the insured's premises suffers injuries and
sued the insured
C. During testing, after some repairs, a boiler had a sudden breakdown
D. Property owned by another in the care of the insured was damaged in an accident to an insured object,
resulting in a claim by the owner of the property
C. 90 days - correct Answers -The Homeowner's, HO3 policy will provide coverage for a student away at
college as long as the student's premises was not unoccupied more than how many days prior to the loss?
Select one:
A. 60 days
B. 30 days
C. 90 days
D. 45 days
3
ACTUAL ANSWERS | LATEST UPDATE .
B. A general lines agent or a general lines insurance agency - correct Answers -Who may appoint a
Customer Representative?
Select one:
A. A surplus lines agent holding a general lines license and a surplus lines license
B. A general lines agent or a general lines insurance agency
C. An adjuster
D. An insurance company
D. After 90 days in Florida - correct Answers -Mr. Smith lives in New Jersey but visits Florida each year.
When does he come under the Florida No-Fault system, in any 365-day period?
Select one:
A. After 60 days in Florida
B. After 30 days in Florida
C. After 14 days in Florida
D. After 90 days in Florida
A. A flat amount per day for hospital room and board - correct Answers -A Hospital Indemnity Policy
covers which of the following expenses?
Select one:
A. A flat amount per day for hospital room and board
B. Nursing care in the insured's home
C. Medical supplies
D. Surgical fees incurred in the hospital
1
,D. $400 - correct Answers -Under the Garagekeepers coverage, Section III of the Garage policy, the
insured suffers a single vandalism loss to nine (9) vehicles belonging to customers. Damage is $100 per
vehicle. How much will the policy pay?
Select one:
A. $500
B. $900
C. Nothing
D. $400
A. No coverage - correct Answers -Bob, an accountant of XYZ, drives his own car to the bank to make a
deposit for XYZ. Bob has an at-fault accident. If XYZ carries $1,000,000 Bodily Injury/Property Damage
coverage with a Symbol 2 for covered autos, and Bob carries no insurance, how much coverage is
applicable for XYZ?
Select one:
A. No coverage
B. $10,000/$20,000 Bodily Injury and $10,000 Property Damage
C. $1,000,000
D. $500,000
A. All of these answers are correct - correct Answers -Unless properly licensed an general lines agent
cannot
Select one:
A. All of these answers are correct
B. Receive any money on account for any insurer or receive money to be transmitted to an insurer for a
policy, renewal, endorsement or certificate
C. Solicit insurance or procure applications for insurance
D. Directly or indirectly represent himself or herself to be an agent or receive, deliver or forward any
insurance policy within the state
D. Vandalism - correct Answers -At the time of a loss, it is found that the covered building had been
vacant for the period of 75 consecutive days immediately preceding the loss. Which of the following
perils would not be covered?
Select one:
A. All of these answers are correct
2
, B. Windstorm
C. Fire
D. Vandalism
A. The property of a guest anywhere in the world - correct Answers -Homeowner's Coverage C - Personal
Property covers each of the following situations except?
Select one:
A. The property of a guest anywhere in the world
B. The insured's personal property while in Mexico at a secondary dwelling
C. A resident employee's contents at the insured's dwelling
D. The property of others while located at the insured's dwelling at the insured's request
D. Property owned by another in the care of the insured was damaged in an accident to an insured object,
resulting in a claim by the owner of the property - correct Answers -Under a basic Boiler and Machinery
Form, with no special endorsements, which of the following losses would be covered?
Select one:
A. The insured suffers loss of income following an accident to a covered object
B. During an accident involving a covered object, a visitor on the insured's premises suffers injuries and
sued the insured
C. During testing, after some repairs, a boiler had a sudden breakdown
D. Property owned by another in the care of the insured was damaged in an accident to an insured object,
resulting in a claim by the owner of the property
C. 90 days - correct Answers -The Homeowner's, HO3 policy will provide coverage for a student away at
college as long as the student's premises was not unoccupied more than how many days prior to the loss?
Select one:
A. 60 days
B. 30 days
C. 90 days
D. 45 days
3
