COLORADO HEALTH INSURANCE TEST EXAM
2026/2027 LATEST STUDY QUESTIONS WITH
CORRECT ANSWERS 100% TOP RATED
ASSURED A+
,COLORADO HEALTH INSURANCE TEST EXAM
2026/2027 LATEST STUDY QUESTIONS WITH
CORRECT ANSWERS 100% TOP RATED ASSURED A+
In order to facilitate responses to inquiries from the Division of Insurance, companies must
maintain all records for at least
A 12 months from any date on the document.
B 4 years from the date on the document.
C 52 weeks from the time the document was last accessed.
D The current calendar year, plus the 2 prior calendar years. - Answer>>> D
Mrs. B applied for a Medicare Supplement policy one month before her 65th birthday. The
policy was issued on her birthday, January 31. Her producer mailed the policy by certified mail,
and Mrs. B received the policy on February 5. How many days does she have to examine the
policy and decide whether or not to keep the policy?
A 10 days from the date it was received
B 30 days from the date of the application
C 30 days from the date it was received
D 30 days from the date it was issued - Answer>>> C
Occasional visits by which of the following medical professionals will NOT be covered under
LTC's home health care?
A Community-based organization professionals
B Attending physician
C Registered nurses
D Licensed practical nurses - Answer>>> B
, Under what condition are group disability income benefits received by an employee NOT
taxable as income?
A When the benefits received are equal or less than the employee's percentage of the
contribution.
B When the employer makes all the premium payments.
C When the employee is 59 ½.
D When the amount of the benefit is equal or less than the amount of contributed by the
employer - Answer>>> A
The proposed insured makes the premium payment on a new insurance policy. If the insured
should die, the insurer will pay the death benefit to the beneficiary if the policy is approved. This
is an example of what kind of contract?
A Adhesion
B Personal
C Unilateral
D Conditional - Answer>>> D
Which statement accurately describes group disability income insurance?
A Short-term plans provide benefits for up to 1 year.
B The extent of benefits is determined by the insured's income.
C In long-term plans, monthly benefits are limited to 75% of the insured's income.
D There are no participation requirements for employees. - Answer>>> B
Before a customer's agent delivers his policy, the insurer makes a last-minute change to the
policy. The agent informs the customer of this change, and he accepts it. What must the agent do
now?
A The agent should ask the customer to sign a statement acknowledging that he is aware of the
change.
2026/2027 LATEST STUDY QUESTIONS WITH
CORRECT ANSWERS 100% TOP RATED
ASSURED A+
,COLORADO HEALTH INSURANCE TEST EXAM
2026/2027 LATEST STUDY QUESTIONS WITH
CORRECT ANSWERS 100% TOP RATED ASSURED A+
In order to facilitate responses to inquiries from the Division of Insurance, companies must
maintain all records for at least
A 12 months from any date on the document.
B 4 years from the date on the document.
C 52 weeks from the time the document was last accessed.
D The current calendar year, plus the 2 prior calendar years. - Answer>>> D
Mrs. B applied for a Medicare Supplement policy one month before her 65th birthday. The
policy was issued on her birthday, January 31. Her producer mailed the policy by certified mail,
and Mrs. B received the policy on February 5. How many days does she have to examine the
policy and decide whether or not to keep the policy?
A 10 days from the date it was received
B 30 days from the date of the application
C 30 days from the date it was received
D 30 days from the date it was issued - Answer>>> C
Occasional visits by which of the following medical professionals will NOT be covered under
LTC's home health care?
A Community-based organization professionals
B Attending physician
C Registered nurses
D Licensed practical nurses - Answer>>> B
, Under what condition are group disability income benefits received by an employee NOT
taxable as income?
A When the benefits received are equal or less than the employee's percentage of the
contribution.
B When the employer makes all the premium payments.
C When the employee is 59 ½.
D When the amount of the benefit is equal or less than the amount of contributed by the
employer - Answer>>> A
The proposed insured makes the premium payment on a new insurance policy. If the insured
should die, the insurer will pay the death benefit to the beneficiary if the policy is approved. This
is an example of what kind of contract?
A Adhesion
B Personal
C Unilateral
D Conditional - Answer>>> D
Which statement accurately describes group disability income insurance?
A Short-term plans provide benefits for up to 1 year.
B The extent of benefits is determined by the insured's income.
C In long-term plans, monthly benefits are limited to 75% of the insured's income.
D There are no participation requirements for employees. - Answer>>> B
Before a customer's agent delivers his policy, the insurer makes a last-minute change to the
policy. The agent informs the customer of this change, and he accepts it. What must the agent do
now?
A The agent should ask the customer to sign a statement acknowledging that he is aware of the
change.
