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XCEL Chapter 9 Exam Questions and Answers with Verified Solutions | Latest Updated 2026

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XCEL Chapter 9 Exam Questions and Answers with Verified Solutions | Latest Updated 2026

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XCEL Chapter 9 Exam Questions and
Answers with Verified Solutions | Latest
Updated 2026



Which of the following actions may c. Increase the premiums on an individual
an insurance company NOT do in basis
a
health policy that contains a
guaranteed renewable premium
benefit?
a. Stop renewing policy when the
insured reaches a specified age
b. Cancel policy if premiums are
not
paid
c. Increase the premiums on an
individual basis
d. Increase the premiums on the
basis of an entire classification


All of the following are included as c. changes made by the producer
part of a contract in the entire
contract provision EXCEPT the
a. riders
b. application
c. changes made by the producer
d. policy

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