EXAM SIMULATOR – FLORIDA LIFE AND
HEALTH STATE EXAM SIMULATOR |
PRACTICE QUESTIONS, CORRECT ANSWERS
AND COMPREHENSIVE EXAM PREP
| GRADED A+ | GUARANTEED SUCCESS
Updated 2026 Questions and Answers
100% Verified Exam Prep
,According to the time payment of claims provision, the insurer Monthly
must pay disability income benefits no less frequently then
which of the following options?
Which of the following is the most important factor when Applicants monthly income
deciding how much disability income coverage an applicant
should purchase?
Which two entitles regulate variable annuities? Department of Financial Services; Securities Exchange Commission.
The amount of coverage on a group life policy is limited to? The insured's total loan value
The provision that can be used to put on insurance policy Reinstatement
back in force after it has lapsed due to nonpayment is called?
Which product would best serve a retired individual looking to Annuity
invest a lump-sum of money through an insurance company?
According to Florida law, a group life insurance policy No minimum
requires a minimum how many insureds?
Multiple employer welfare arrangement (MEWA) provides Insurance
what type of benefits?
In a qualified retirement plan, the yearly contributions to an Are restricted to maximum level set by the IRS
employee's account?
All of the following entries are classified under the four An agent's commission
principal areas of Florida insurance law except?
According to Florida's life insurance replacement law, about The policyowner
policyowner must be provided with the written comparison
and summary statement when it's required by?
On delivery of policy, a signed statement of good health is The application was submitted without the initial premium.
typically request if?
, K is the insured and P is the sole beneficiary on an accidental Proceeds will be paid to P's estate
death and dismemberment insurance policy. Both are involved
in a fatal accident where K dies before P. Under the common
disaster provision, which of these statements is true?
An insured is past due on his life insurance premium but is still Full face amount minus any past due premiums
within the grace period. What will the beneficiary receive if the
insured dies during the grace period.?
A business overhead expens policy would cover which of the Utilities and office rent
following if a business owner becomes disabled?
Employers with less then —— employees are affected by 20
Florida health insurance coverage continuation act (Mini
COBRA)?
S is employer by large corporation that provides group health 36 months (under COBRA)
coverage for its employees and their dependents. If S dies,
The company must allow his surviving spouse and dependents
to continue their group health coverage for a maximum of
how many months on the cobra regulations?
J is an agent who recently told a claimant that his rights might Coercion
be impaired if he does not complete a release form within a
specified time. What could this agent be found guilty of?
An employer that offers a qualified retirement plan to its Make tax-deductible contribution to the plan
employees is eligible to?
Which of the following employees may not be excluded from Full-time employees after the probation period.
the group life plan?
When is the face amount of a whole life policy paid? When the insured dies or at the policies maturity date whichever happens first.
Major medical policies typically? Contain deductible and coinsurance
Which of the following provisions is not required in HMO Seven-day grace period
contracts certificates?
HEALTH STATE EXAM SIMULATOR |
PRACTICE QUESTIONS, CORRECT ANSWERS
AND COMPREHENSIVE EXAM PREP
| GRADED A+ | GUARANTEED SUCCESS
Updated 2026 Questions and Answers
100% Verified Exam Prep
,According to the time payment of claims provision, the insurer Monthly
must pay disability income benefits no less frequently then
which of the following options?
Which of the following is the most important factor when Applicants monthly income
deciding how much disability income coverage an applicant
should purchase?
Which two entitles regulate variable annuities? Department of Financial Services; Securities Exchange Commission.
The amount of coverage on a group life policy is limited to? The insured's total loan value
The provision that can be used to put on insurance policy Reinstatement
back in force after it has lapsed due to nonpayment is called?
Which product would best serve a retired individual looking to Annuity
invest a lump-sum of money through an insurance company?
According to Florida law, a group life insurance policy No minimum
requires a minimum how many insureds?
Multiple employer welfare arrangement (MEWA) provides Insurance
what type of benefits?
In a qualified retirement plan, the yearly contributions to an Are restricted to maximum level set by the IRS
employee's account?
All of the following entries are classified under the four An agent's commission
principal areas of Florida insurance law except?
According to Florida's life insurance replacement law, about The policyowner
policyowner must be provided with the written comparison
and summary statement when it's required by?
On delivery of policy, a signed statement of good health is The application was submitted without the initial premium.
typically request if?
, K is the insured and P is the sole beneficiary on an accidental Proceeds will be paid to P's estate
death and dismemberment insurance policy. Both are involved
in a fatal accident where K dies before P. Under the common
disaster provision, which of these statements is true?
An insured is past due on his life insurance premium but is still Full face amount minus any past due premiums
within the grace period. What will the beneficiary receive if the
insured dies during the grace period.?
A business overhead expens policy would cover which of the Utilities and office rent
following if a business owner becomes disabled?
Employers with less then —— employees are affected by 20
Florida health insurance coverage continuation act (Mini
COBRA)?
S is employer by large corporation that provides group health 36 months (under COBRA)
coverage for its employees and their dependents. If S dies,
The company must allow his surviving spouse and dependents
to continue their group health coverage for a maximum of
how many months on the cobra regulations?
J is an agent who recently told a claimant that his rights might Coercion
be impaired if he does not complete a release form within a
specified time. What could this agent be found guilty of?
An employer that offers a qualified retirement plan to its Make tax-deductible contribution to the plan
employees is eligible to?
Which of the following employees may not be excluded from Full-time employees after the probation period.
the group life plan?
When is the face amount of a whole life policy paid? When the insured dies or at the policies maturity date whichever happens first.
Major medical policies typically? Contain deductible and coinsurance
Which of the following provisions is not required in HMO Seven-day grace period
contracts certificates?
