PCI Practice Test 2 with correct answers
100% 2026
Which of the below functions is associated with acquirers?
- Provide clearing services to a merchant
- Provide authorization services to the merchant
- All of the options
- Provide settlement services to the merchant - Correct Answers All of the options
If virtualization technologies are used in cardholder data environment?
- Virtualization technologies are not to be used in the cardholder data environment
- The virtualization technologies are not in scope for PCI-DSS
- Entities using virtualization technologies should be complete SAQ C
- The virtualization technologies are included in scope for PCI DSS - Correct Answers The
virtualization technologies are included in scope for PCI DSS
Access to view audit trails should be granted _____.
- only to individuals with a job-related need
- So that no personnel can view the logs
- To all system operators
- To all personnel - Correct Answers only to individuals with a job-related need
Audit logs must be immediately available for analysis for a period of ____ and must be retained
for a period of _____.
- 3 months and 1 year
- 6 months and 1 year
- 2 months and 2 years
, - 2 months and 1 year - Correct Answers 3 months and 1 year
Which of the following is true regarding protection of PAN?
- PAN must be rendered unreadable during transmission over public , wireless networks
- There are no PCI-DSS requirements for rendering PAN unreadable
- PAN must be rendered unreadable during transmission over private, secure network
- PAN must be rendered unreadable when present in volatile memory during a transaction -
Correct Answers PAN must be rendered unreadable during transmission over public , wireless
networks
One of the principles to be used when granting user access to systems in the CDE is:
- Default allow all
- Equal privilege
- Least privilege
- Most privilege - Correct Answers Least privilege
Storing track data "long term" or "persistently" is permitted when_______.
- It is hashed by the merchants storing it.
- It is reported to the PCI SSC annually in a ROC
- It is encrypted by the merchant storing it.
- It is being stored by the issuers - Correct Answers It is being stored by the issuers
The decision about a merchant's level is made by the:
- Merchant's QSA
- Payment Brands
- Merchant
- Merchant's acquirer - Correct Answers Merchant's acquirer
100% 2026
Which of the below functions is associated with acquirers?
- Provide clearing services to a merchant
- Provide authorization services to the merchant
- All of the options
- Provide settlement services to the merchant - Correct Answers All of the options
If virtualization technologies are used in cardholder data environment?
- Virtualization technologies are not to be used in the cardholder data environment
- The virtualization technologies are not in scope for PCI-DSS
- Entities using virtualization technologies should be complete SAQ C
- The virtualization technologies are included in scope for PCI DSS - Correct Answers The
virtualization technologies are included in scope for PCI DSS
Access to view audit trails should be granted _____.
- only to individuals with a job-related need
- So that no personnel can view the logs
- To all system operators
- To all personnel - Correct Answers only to individuals with a job-related need
Audit logs must be immediately available for analysis for a period of ____ and must be retained
for a period of _____.
- 3 months and 1 year
- 6 months and 1 year
- 2 months and 2 years
, - 2 months and 1 year - Correct Answers 3 months and 1 year
Which of the following is true regarding protection of PAN?
- PAN must be rendered unreadable during transmission over public , wireless networks
- There are no PCI-DSS requirements for rendering PAN unreadable
- PAN must be rendered unreadable during transmission over private, secure network
- PAN must be rendered unreadable when present in volatile memory during a transaction -
Correct Answers PAN must be rendered unreadable during transmission over public , wireless
networks
One of the principles to be used when granting user access to systems in the CDE is:
- Default allow all
- Equal privilege
- Least privilege
- Most privilege - Correct Answers Least privilege
Storing track data "long term" or "persistently" is permitted when_______.
- It is hashed by the merchants storing it.
- It is reported to the PCI SSC annually in a ROC
- It is encrypted by the merchant storing it.
- It is being stored by the issuers - Correct Answers It is being stored by the issuers
The decision about a merchant's level is made by the:
- Merchant's QSA
- Payment Brands
- Merchant
- Merchant's acquirer - Correct Answers Merchant's acquirer
