answers 100% 2026
Methods for stealing payment card data - Correct Answers Methods for stealing payment card
data include physical skimming, malware and weak passwords.
The PCI DSS applies to: - Correct Answers The PCI DSS applies to any entity that stores,
processes, or transmitts payment card account data.
The P2PE standard covers: - Correct Answers The P2PE Standard covers encryption, decryption,
key management requirements for point to point encryption solutions.
The standard for validating off-the-self payment applications used in authorization and
settlement - Correct Answers PA-DSS (Payment Application Data Security Standard) PA-DSS is
the standard used by PA-QSAs to validate payment applications.
Merchants using PA-DSS validated payment applications are automatically PCI DSS compliant -
Correct Answers False - Using PA-DSS validated applications is not the only requirement for a
merchant to become PCI DSS Compliant.
Which of the below functions is associated with acquirers? - Correct Answers Acquirers are
involved in authentication, clearing and statement for their merchant.
Which of the following entities will ultimately approve a purchase? - Correct Answers The issuer
ultimately approves the purchase
In which step does the payment brand network provide complete recognition to the merchant's
bank. - Correct Answers During clearing, the processor provides complete reconciliation to the
merchant's bank.
, A company that (blank) is considered to be a service to be a service provider. - Correct Answers
A company that controls impact the security of cardholder data is considered to be a service
provider.
Which of the following are parts of the examples of service providers? - Correct Answers Data
Center Hosting Provides, Payment Gateways. and Independent Sales Organizations (ISOs) or
External Sales Agents (ESAs) are examples of Service Providers.
Which of the following are parts of the Payment Brand role? - Correct Answers The role played
by the Payment Brands include developing and enforcing compliance programs, accepting
validation documentation from approved QSA, PA-QSA, and ASV companies and their
employees, and endorsing QSA, PA-QSA, and ASV company qualification criteria.
Merchant obligation may include submitting their compliance status to multiple entities. -
Correct Answers True - Merchants may have to submit to multiple entities.
Level 1 and Level 2 merchants must include (blank) as part of their PCI DSS compliance
validation reporting process? - Correct Answers Level 1 and Level 2 merchants need quarterly
external vulnerability scans to be performed by an ASV. Level 2 merchants may use SAQ validate
compliance.
SAQ D - Correct Answers Service provider using only web based virtual terminal
SAQ A - Correct Answers MO/TO merchant with all payment functions outsourced to a
compliant service provider
SAQ C - Correct Answers Merchant with standalone payment application connected to the
internet
SAQ B - Correct Answers Merchant with only card-present dial-out terminals.