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Illinois Public Adjuster Exam Study Guide: Insurance Law & Practice

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This document is a comprehensive study guide for the Illinois Public Adjuster licensing exam. It covers the specific laws, regulations, and practices governing public adjusters in the state of Illinois. Topics include policy types (residential, commercial, flood, fire), claims handling procedures, client contracts, prohibited actions, building construction terminology, and the administrative rules of the Illinois Department of Insurance.

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ILLINIOS PUBLIC ADJUSTER

EXAM WITH CORRECT VERIFIED
ANSWERS LATEST UPDATE




When must a truss be notched are groves? - ✔✔✔ Correct Answer > Only when
preapproved and writing by a certified engineer



A gable roof 32 feet long is to have rafters installed 16 inches on center.
How many Rafters are needed - ✔✔✔ Correct Answer > 24



Which of the following does not need to be submitted to the Director,

in order to act as an adjuster? - ✔✔✔ Correct Answer > A copy of all insurance
policies for the business.



If A public adjuster moves, how soon does he or she need to inform the
Director? - ✔✔✔ Correct Answer > 30 days


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,Which of the following is not a prohibited action of a public adjuster -
✔✔✔ Correct Answer >Commencing repairs pending adjustment of a claim



If a public adjuster contracts with an insured within 5 days of a filed

lost, how long does the insured have to void their contract - ✔✔✔ Correct

Answer > 5 days

If an insured receives claim proceeds from an insured that are to be paid
jointly to the insured and the public adjuster, how many days does
insured have to release a portion of the proceeds, which are due to the
public adjuster? - ✔✔✔ Correct Answer > Within 5 days




It is allowable for a public adjuster to... - ✔✔✔ Correct Answer > State that he is
she is licensed by the department of insurance




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, An insured may not - ✔✔✔ Correct Answer > Abandon property to the
insurance company



An Insurer a must notify the public adjuster if a claim remains
unresolved - after how many days? - ✔✔✔ Correct Answer > 25 days after
receiving proof of loss



In Illinois if a fire and extended coverage policy has been in effect for
less than 60 days, which of the following is NOT an allowable reason for
cancellation by the insurer - ✔✔✔ Correct Answer > Two or more claims filed
jointly


Which of the following involves felonious abstraction after for a forcible

entry? - ✔✔✔ Correct Answer > Burglary




Why is there a 30 day waiting period for flood insurance? - ✔✔✔ Correct
Answer > To allow the insurer time to inspect the building




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